{"id":2082,"date":"2026-01-01T12:00:00","date_gmt":"2026-01-01T08:30:00","guid":{"rendered":"https:\/\/smartvest.ir\/blog\/?p=2082"},"modified":"2025-12-30T18:50:26","modified_gmt":"2025-12-30T15:20:26","slug":"%d9%85%d8%af%d8%a7%d8%b1%da%a9-%d9%85%d9%88%d8%b1%d8%af-%d9%86%db%8c%d8%a7%d8%b2-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%d8%af%d8%b1-1404","status":"publish","type":"post","link":"https:\/\/smartvest.ir\/blog\/%d9%85%d8%af%d8%a7%d8%b1%da%a9-%d9%85%d9%88%d8%b1%d8%af-%d9%86%db%8c%d8%a7%d8%b2-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%d8%af%d8%b1-1404\/","title":{"rendered":"\u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u062f\u06311404 (\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a \u0642\u0627\u0628\u0644 \u062f\u0627\u0646\u0644\u0648\u062f)"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3-569x1024.webp\" alt=\"\" class=\"wp-image-2171\" style=\"width:532px\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3-569x1024.webp 569w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3-768x1382.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3-854x1536.webp 854w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3-1138x2048.webp 1138w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-3.webp 1423w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-center is-layout-flow wp-block-quote-is-layout-flow\">\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628 <\/h2><nav><div><div class=\"\"><a href=\"#\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u062f\u0631-1404-\u0645\u0647\u0645-\u0627\u0633\u062a\u061f\">\u00a0\u0686\u0631\u0627 \u062f\u0627\u0634\u062a\u0646 \u0686\u06a9\u200c \u0644\u06cc\u0633\u062a \u0645\u062f\u0627\u0631\u06a9 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632\u00a0\u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0631 1404 \u0645\u0647\u0645 \u0627\u0633\u062a\u061f<\/a><\/div><div class=\"\"><a 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href=\"#\u0627\u0634\u062a\u0628\u0627\u0647\u0627\u062a-\u0631\u0627\u06cc\u062c-\u062f\u0631-\u0622\u0645\u0627\u062f\u0647-\u0633\u0627\u0632\u06cc-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\">\u0627\u0634\u062a\u0628\u0627\u0647\u0627\u062a \u0631\u0627\u06cc\u062c \u062f\u0631 \u0622\u0645\u0627\u062f\u0647\u200c \u0633\u0627\u0632\u06cc \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af<\/a><\/div><div class=\"\"><a href=\"#\u0633\u0648\u0627\u0644\u0627\u062a-\u0645\u062a\u062f\u0627\u0648\u0644-\u062f\u0631\u0628\u0627\u0631\u0647-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u062f\u0631-1404\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631\u0628\u0627\u0631\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0631 1404<\/a><div><div class=\"\"><a 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href=\"#\u0686\u06af\u0648\u0646\u0647-\u0627\u0633\u0645\u0627\u0631\u062a-\u0648\u0633\u062a-\u062c\u0645\u0639-\u0622\u0648\u0631\u06cc-\u0648-\u0645\u062f\u06cc\u0631\u06cc\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0631\u0627-\u0633\u0627\u062f\u0647-\u0645\u06cc-\u06a9\u0646\u062f\u061f\">\u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u0645\u0627\u0631\u062a\u200c \u0648\u0633\u062a \u062c\u0645\u0639\u200c\u0622\u0648\u0631\u06cc \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u0631\u0627 \u0633\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/a><div><div class=\"\"><a href=\"#\ud83d\udce5-\u062f\u0627\u0646\u0644\u0648\u062f-pdf-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc\">\u062f\u0627\u0646\u0644\u0648\u062f PDF \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0631 1404 (\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a \u0642\u0627\u0628\u0644 \u062f\u0627\u0646\u0644\u0648\u062f)<\/a><\/div><\/div><\/div><\/div><\/nav><\/div>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center\">\ud83d\udd52 \u0632\u0645\u0627\u0646 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0645\u0637\u0627\u0644\u0639\u0647: 7 \u062f\u0642\u06cc\u0642\u0647<br>\ud83d\udcd6 \u062d\u062c\u0645 \u0645\u0642\u0627\u0644\u0647: 1340 \u06a9\u0644\u0645\u0647<\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center has-medium-font-size\"><strong>\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u0641\u0631\u0645 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0631\u0627 \u0627\u0632 \u0637\u0631\u06cc\u0642&nbsp;<a href=\"https:\/\/smartvest.ir\/deed?utm_source=blog&amp;utm_medium=content&amp;utm_campaign=property_deed_registration\">\u0627\u06cc\u0646 \u0635\u0641\u062d\u0647<\/a>&nbsp;\u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0646\u06cc\u062f.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"has-text-align-center\">\u067e\u06cc\u0634 \u0627\u0632 \u0647\u0631 \u0627\u0642\u062f\u0627\u0645\u06cc \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0645\u0644\u06a9\u060c \u062f\u0627\u0646\u0633\u062a\u0646&nbsp;<strong>\u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9 \u0628\u0631\u06af<\/strong>&nbsp;\u062f\u0631 \u0633\u0627\u0644 1404 <\/p>\n\n\n\n<p class=\"has-text-align-center\">\u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0642\u062f\u0645 \u0628\u0631\u0627\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u0628\u0631\u06af\u0634\u062a \u067e\u0631\u0648\u0646\u062f\u0647 \u0648 \u0627\u062a\u0644\u0627\u0641 \u0648\u0642\u062a \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0631\u0627\u0647\u0646\u0645\u0627\u060c \u062a\u0645\u0627\u0645 \u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0627\u0645\u0644\u0627\u06a9 \u0645\u0633\u06a9\u0648\u0646\u06cc\u060c<\/p>\n\n\n\n<p class=\"has-text-align-center\"> \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0648 \u0645\u0634\u0627\u0639 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u062f\u0633\u062a\u0647\u200c\u0628\u0646\u062f\u06cc\u200c\u0634\u062f\u0647 \u0648 \u062f\u0631 \u0642\u0627\u0644\u0628 \u06cc\u06a9 \u0686\u06a9\u200c \u0644\u06cc\u0633\u062a \u0642\u0627\u0628\u0644 \u062f\u0627\u0646\u0644\u0648\u062f \u0645\u0631\u0648\u0631 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 \u062a\u0627 \u0628\u062a\u0648\u0627\u0646\u06cc\u062f \u067e\u0648\u0634\u0647 \u0645\u062f\u0627\u0631\u06a9 \u062e\u0648\u062f \u0631\u0627 \u0642\u0628\u0644 \u0627\u0632 \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u060c<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u06a9\u0627\u0645\u0644 \u0648 \u0645\u0646\u0638\u0645 \u0622\u0645\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/mahzarchi.ir\/education\/6842\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f-569x1024.webp\" alt=\"\" class=\"wp-image-2157\" style=\"width:532px\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f-569x1024.webp 569w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f-768x1382.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f-854x1536.webp 854w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f-1138x2048.webp 1138w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1404-\u0645\u0647\u0645-\u0627\u0633\u062a-\u061f.webp 1423w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0686\u0631\u0627-\u062f\u0627\u0634\u062a\u0646-\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u062f\u0631-1404-\u0645\u0647\u0645-\u0627\u0633\u062a\u061f\">&nbsp;\u0686\u0631\u0627 \u062f\u0627\u0634\u062a\u0646 \u0686\u06a9\u200c \u0644\u06cc\u0633\u062a \u0645\u062f\u0627\u0631\u06a9 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632&nbsp;\u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0631 1404 \u0645\u0647\u0645 \u0627\u0633\u062a\u061f<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0633\u0627\u0644 1404\u060c \u0628\u0627 \u0627\u0644\u06a9\u062a\u0631\u0648\u0646\u06cc\u06a9\u06cc \u0634\u062f\u0646 \u0628\u062e\u0634 \u0628\u0632\u0631\u06af\u06cc \u0627\u0632 \u0641\u0631\u0622\u06cc\u0646\u062f \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af\u060c<\/p>\n\n\n\n<p class=\"has-text-align-center\"> \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u062f\u0627\u0631\u06a9 \u0628\u0627\u06cc\u062f \u0647\u0645 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0641\u06cc\u0632\u06cc\u06a9\u06cc \u0648 \u0647\u0645 \u062f\u0631 \u0642\u0627\u0644\u0628 \u0641\u0627\u06cc\u0644 \u0627\u0633\u06a9\u0646\u200c\u0634\u062f\u0647 \u0622\u0645\u0627\u062f\u0647 \u0628\u0627\u0634\u0646\u062f\u061b <\/p>\n\n\n\n<p class=\"has-text-align-center\">\u0647\u0631 \u0646\u0642\u0635 \u062f\u0631 \u0627\u06cc\u0646 \u0645\u062f\u0627\u0631\u06a9 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0627\u0639\u062b \u062a\u0648\u0642\u0641 \u06cc\u0627 \u062a\u0623\u062e\u06cc\u0631 \u062f\u0631 \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0634\u0648\u062f.<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u0627\u0632 \u0633\u0648\u06cc \u062f\u06cc\u06af\u0631\u060c \u0646\u0648\u0639 \u0645\u0644\u06a9 (\u0645\u0633\u06a9\u0648\u0646\u06cc\u060c \u062a\u062c\u0627\u0631\u06cc\u060c \u0632\u0645\u06cc\u0646)\u060c \u0648\u0636\u0639\u06cc\u062a \u062d\u0642\u0648\u0642\u06cc \u0622\u0646 (\u0634\u0634\u200c\u062f\u0627\u0646\u06af\u060c \u0645\u0634\u0627\u0639\u060c \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc) <\/p>\n\n\n\n<p class=\"has-text-align-center\">\u0648 \u0647\u0648\u06cc\u062a \u0645\u0627\u0644\u06a9 (\u0634\u062e\u0635 \u062d\u0642\u06cc\u0642\u06cc \u06cc\u0627 \u062d\u0642\u0648\u0642\u06cc) \u0628\u0627\u0639\u062b \u062a\u0641\u0627\u0648\u062a \u062f\u0631 \u0644\u06cc\u0633\u062a \u0645\u062f\u0627\u0631\u06a9 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0628\u062f\u0648\u0646 \u062f\u0627\u0634\u062a\u0646 \u0686\u06a9\u200c\u0644\u06cc\u0633\u062a \u062f\u0642\u06cc\u0642\u060c<\/p>\n\n\n\n<p class=\"has-text-align-center\"> \u0627\u062d\u062a\u0645\u0627\u0644 \u062c\u0627 \u0645\u0627\u0646\u062f\u0646 \u06cc\u06a9 \u0645\u062f\u0631\u06a9 \u0645\u0647\u0645 \u0628\u0633\u06cc\u0627\u0631 \u0628\u0627\u0644\u0627\u0633\u062a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0645\u062f\u0627\u0631\u06a9-\u0647\u0648\u06cc\u062a\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\">\u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9 \u0628\u0631\u06af<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0627\u063a\u0644\u0628 \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627\u060c \u062d\u062f\u0627\u0642\u0644 \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc \u0632\u06cc\u0631 \u0645\u0648\u0631\u062f\u0646\u06cc\u0627\u0632 \u0627\u0633\u062a:<a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/vila-sari.ir\/%D9%85%D8%B1%D8%A7%D8%AD%D9%84-%D8%A7%D8%AE%D8%B0-%D8%B3%D9%86%D8%AF-%D8%AA%DA%A9-%D8%A8%D8%B1%DA%AF-%D9%85%D8%B2%D8%A7%DB%8C%D8%A7-%D9%85%D8%AF%D8%A7%D8%B1%DA%A9-%D9%85%D9%88%D8%B1%D8%AF-%D9%86\/\"><\/a>\u200b<\/p>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\u0627\u0635\u0644 \u0648 \u06a9\u067e\u06cc \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0645\u0627\u0644\u06a9 \u06cc\u0627 \u0645\u0627\u0644\u06a9\u06cc\u0646.<\/li>\n\n\n\n<li>\u062f\u0631 \u0635\u0648\u0631\u062a \u0648\u062c\u0648\u062f \u0648\u06a9\u06cc\u0644 \u06cc\u0627 \u0646\u0645\u0627\u06cc\u0646\u062f\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc\u060c \u0627\u0635\u0644 \u0648\u06a9\u0627\u0644\u062a\u200c\u0646\u0627\u0645\u0647 \u0631\u0633\u0645\u06cc \u06cc\u0627 \u062d\u06a9\u0645 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc \u0648\u06cc.<\/li>\n\n\n\n<li>\u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0645\u0627\u0644\u06a9 \u0642\u0628\u0644\u06cc\u060c \u06af\u0648\u0627\u0647\u06cc \u0627\u0646\u062d\u0635\u0627\u0631 \u0648\u0631\u0627\u062b\u062a \u0648 \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc \u0648\u0631\u0627\u062b \u0630\u06cc\u200c\u0646\u0641\u0639.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">\u0628\u0631\u0627\u06cc \u0627\u0634\u062e\u0627\u0635 \u062d\u0642\u0648\u0642\u06cc\u060c \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0645\u0648\u0627\u0631\u062f \u0628\u0627\u0644\u0627\u060c \u0645\u062f\u0627\u0631\u06a9\u06cc \u0645\u0627\u0646\u0646\u062f \u0631\u0648\u0632\u0646\u0627\u0645\u0647 \u0631\u0633\u0645\u06cc\u060c \u0627\u0633\u0627\u0633\u0646\u0627\u0645\u0647 \u0648 \u0645\u0639\u0631\u0641\u06cc\u200c\u0646\u0627\u0645\u0647 \u0646\u0645\u0627\u06cc\u0646\u062f\u0647 \u0634\u0631\u06a9\u062a \u0646\u06cc\u0632 \u0645\u0637\u0627\u0644\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-569x1024.webp\" alt=\"\" class=\"wp-image-2158\" style=\"width:532px\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-569x1024.webp 569w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-768x1382.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-854x1536.webp 854w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1138x2048.webp 1138w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af.webp 1423w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0645\u062f\u0627\u0631\u06a9-\u0645\u0644\u06a9\u06cc-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\">\u0645\u062f\u0627\u0631\u06a9 \u0645\u0644\u06a9\u06cc \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\u0627\u06cc\u0646 \u062f\u0633\u062a\u0647 \u0645\u062f\u0627\u0631\u06a9\u060c \u0647\u0648\u06cc\u062a \u0648 \u0633\u0648\u0627\u0628\u0642 \u062e\u0648\u062f \u0645\u0644\u06a9 \u0631\u0627 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f:<a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/hamyarnb.com\/%D8%B3%D9%86%D8%AF-%D8%AA%DA%A9-%D8%A8%D8%B1%DA%AF\/\"><\/a>\u200b<\/p>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\u0627\u0635\u0644 \u0633\u0646\u062f \u0645\u0627\u0644\u06a9\u06cc\u062a \u0642\u0628\u0644\u06cc (\u0633\u0646\u062f \u0645\u0646\u06af\u0648\u0644\u0647\u200c\u062f\u0627\u0631 \u06cc\u0627 \u062a\u06a9\u200c\u0628\u0631\u06af \u0642\u0628\u0644\u06cc\u060c \u062f\u0631 \u0635\u0648\u0631\u062a \u062a\u0639\u0648\u06cc\u0636 \u06cc\u0627 \u0627\u0646\u062a\u0642\u0627\u0644).<\/li>\n\n\n\n<li>\u0628\u0646\u0686\u0627\u0642 \u06cc\u0627 \u0645\u0628\u0627\u06cc\u0639\u0647\u200c \u0646\u0627\u0645\u0647 \u0631\u0633\u0645\u06cc \u062a\u0646\u0638\u06cc\u0645\u200c\u0634\u062f\u0647 \u062f\u0631 \u062f\u0641\u062a\u0631\u062e\u0627\u0646\u0647\u060c \u06cc\u0627 \u062e\u0644\u0627\u0635\u0647 \u0645\u0639\u0627\u0645\u0644\u0647 \u0628\u0631\u0627\u0628\u0631 \u0627\u0635\u0644.<\/li>\n\n\n\n<li>\u067e\u0627\u06cc\u0627\u0646\u200c\u06a9\u0627\u0631 \u0634\u0647\u0631\u062f\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u0633\u0627\u062e\u062a\u0645\u0627\u0646\u200c\u0647\u0627\u06cc \u0646\u0648\u0633\u0627\u0632 \u06cc\u0627 \u062f\u0627\u0631\u0627\u06cc \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0627\u0633\u0627\u0633\u06cc.<\/li>\n\n\n\n<li>\u0628\u0631\u06af\u0647 \u0645\u0634\u062e\u0635\u0627\u062a \u062b\u0628\u062a\u06cc \u0645\u0644\u06a9 \u0634\u0627\u0645\u0644 \u067e\u0644\u0627\u06a9 \u0627\u0635\u0644\u06cc \u0648 \u0641\u0631\u0639\u06cc\u060c \u0646\u0634\u0627\u0646\u06cc \u062f\u0642\u06cc\u0642 \u0648 \u06a9\u062f\u067e\u0633\u062a\u06cc.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0634\u0647\u0631\u0647\u0627\u060c \u0628\u0631\u0627\u06cc \u062b\u0628\u062a \u062f\u0642\u06cc\u0642 \u062d\u062f\u0648\u062f \u0645\u0644\u06a9\u060c \u0627\u0631\u0627\u0626\u0647 \u0646\u0642\u0634\u0647 UTM \u0648 \u06a9\u0631\u0648\u06a9\u06cc \u062f\u0642\u06cc\u0642 \u0646\u06cc\u0632 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0644\u06a9\u06cc \u0627\u0644\u0632\u0627\u0645\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639-569x1024.webp\" alt=\"\" class=\"wp-image-2159\" style=\"width:532px\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639-569x1024.webp 569w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639-768x1382.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639-854x1536.webp 854w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639-1138x2048.webp 1138w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0646\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639.webp 1423w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0645\u062f\u0627\u0631\u06a9-\u062a\u06a9\u0645\u06cc\u0644\u06cc-\u0628\u0631\u0627\u06cc-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0648-\u0645\u0634\u0627\u0639\">\u0645\u062f\u0627\u0631\u06a9 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0628\u0631\u0627\u06cc \u0627\u0645\u0644\u0627\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0648 \u0645\u0634\u0627\u0639<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u06cc\u0627 \u0645\u0634\u0627\u0639\u060c \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0645\u062f\u0627\u0631\u06a9 \u0639\u0645\u0648\u0645\u06cc\u060c \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0645\u0637\u0627\u0644\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f:<a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.heyvalaw.com\/web\/articles\/view\/4497\/%D8%B3%D9%86%D8%AF-%D9%85%D8%B4%D8%A7%D8%B9.html\"><\/a>\u200b<\/p>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\u06a9\u0644\u06cc\u0647 \u0645\u0628\u0627\u06cc\u0639\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u0647\u0627 \u0648 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0632\u0646\u062c\u06cc\u0631\u0647\u200c\u0627\u06cc \u0627\u0632 \u0645\u0627\u0644\u06a9 \u0627\u0648\u0644\u06cc\u0647 \u062a\u0627 \u0645\u0627\u0644\u06a9 \u0641\u0639\u0644\u06cc\u060c \u062a\u0631\u062c\u06cc\u062d\u0627\u064b \u0628\u0627 \u06af\u0648\u0627\u0647\u06cc \u0635\u062d\u062a \u0627\u0645\u0636\u0627\u06cc \u062f\u0641\u062a\u0631\u062e\u0627\u0646\u0647.<\/li>\n\n\n\n<li>\u0645\u062f\u0627\u0631\u06a9 \u0648 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u062a\u0635\u0631\u0641\u060c \u0645\u0627\u0646\u0646\u062f \u0642\u0628\u0648\u0636 \u062e\u062f\u0645\u0627\u062a\u06cc \u0628\u0647 \u0646\u0627\u0645 \u0645\u062a\u0642\u0627\u0636\u06cc \u06cc\u0627 \u0627\u062c\u0627\u0631\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0642\u0628\u0644\u06cc.<\/li>\n\n\n\n<li>\u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u0645\u0634\u0627\u0639\u060c \u06a9\u067e\u06cc \u0628\u0631\u0627\u0628\u0631 \u0627\u0635\u0644 \u0633\u0646\u062f \u0645\u0634\u0627\u0639\u06cc \u0648 \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc \u0633\u0627\u06cc\u0631 \u0634\u0631\u06a9\u0627 \u06cc\u0627 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u0627\u0646 \u0642\u0627\u0646\u0648\u0646\u06cc \u0622\u0646\u200c\u0647\u0627.<\/li>\n\n\n\n<li>\u0641\u0631\u0645\u200c\u0647\u0627 \u0648 \u06af\u0648\u0627\u0647\u06cc\u200c\u0647\u0627\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u062e\u062a\u0635\u0627\u062a \u0648 \u0645\u0633\u0627\u062d\u062a \u0645\u0644\u06a9\u060c \u0628\u0647\u200c\u0647\u0645\u0631\u0627\u0647 \u0646\u0642\u0634\u0647 UTM \u0645\u0648\u0631\u062f \u062a\u0623\u06cc\u06cc\u062f \u06a9\u0627\u0631\u0634\u0646\u0627\u0633 \u0631\u0633\u0645\u06cc.<a href=\"https:\/\/mapscale.ir\/geomatic\/survey\/%D9%86%D9%82%D8%B4%D9%87-%D8%A8%D8%B1%D8%AF%D8%A7%D8%B1%DB%8C-%D9%85%D9%84%DA%A9-%D9%85%D8%B4%D8%A7%D8%B9\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>\u200b<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0628\u0631\u062e\u06cc \u0631\u0648\u06cc\u0647\u200c\u0647\u0627\u060c \u0634\u0647\u0627\u062f\u062a \u0645\u0639\u062a\u0645\u062f\u06cc\u0646 \u0645\u062d\u0644\u06cc \u06cc\u0627 \u0627\u0633\u062a\u0634\u0647\u0627\u062f\u06cc\u0647 \u0645\u062d\u0636\u0631\u06cc \u0646\u06cc\u0632 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0645\u062f\u0631\u06a9 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0628\u0631\u0627\u06cc \u0627\u062b\u0628\u0627\u062a \u0633\u0627\u0628\u0642\u0647 \u062a\u0635\u0631\u0641 \u067e\u0630\u06cc\u0631\u0641\u062a\u0647 \u0634\u0648\u062f.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-center is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center\">\u0628\u0631\u0627\u06cc \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0645\u0631\u0627\u062d\u0644 \u062d\u0642\u0648\u0642\u06cc \u0648 \u0627\u062f\u0627\u0631\u06cc \u0628\u0639\u062f \u0627\u0632 \u0622\u0645\u0627\u062f\u0647\u200c\u06a9\u0631\u062f\u0646 \u0627\u06cc\u0646 \u0645\u062f\u0627\u0631\u06a9\u060c \u0645\u0642\u0627\u0644\u0647&nbsp;<strong><a href=\"https:\/\/smartvest.ir\/blog\/%da%86%da%af%d9%88%d9%86%d9%87-%d8%b3%d9%86%d8%af-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%d8%a8%d8%b1%d8%a7%db%8c-%d9%85%d9%84%da%a9-%d9%82%d9%88%d9%84%d9%86%d8%a7%d9%85%d9%87%d8%a7%db%8c\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%da%86%da%af%d9%88%d9%86%d9%87-%d8%b3%d9%86%d8%af-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%d8%a8%d8%b1%d8%a7%db%8c-%d9%85%d9%84%da%a9-%d9%82%d9%88%d9%84%d9%86%d8%a7%d9%85%d9%87%d8%a7%db%8c\/\">\u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u0628\u0631\u0627\u06cc \u0645\u0644\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc<\/a><\/strong>&nbsp;\u0645\u0633\u06cc\u0631 \u0627\u0642\u062f\u0627\u0645 \u0642\u062f\u0645\u200c\u0628\u0647\u200c\u0642\u062f\u0645 \u0631\u0627 \u062a\u0648\u0636\u06cc\u062d \u062f\u0627\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/gil25.ir\/%D8%AC%D8%A7%D9%85%D8%B9-%D8%AA%D8%B1%DB%8C%D9%86-%D8%B1%D8%A7%D9%87%D9%86%D9%85%D8%A7%DB%8C-%D9%85%D8%AF%D8%A7%D8%B1%DA%A9-%D9%84%D8%A7%D8%B2%D9%85-%D8%A8%D8%B1%D8%A7%DB%8C-%D8%B3%D9%86%D8%AF-%D8%AA%DA%A9-%D8%A8%D8%B1%DA%AF\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-569x1024.webp\" alt=\"\" class=\"wp-image-2160\" style=\"width:532px\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-569x1024.webp 569w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-768x1382.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-854x1536.webp 854w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-1138x2048.webp 1138w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc.webp 1423w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0645\u062f\u0627\u0631\u06a9-\u0645\u0627\u0644\u06cc-\u0648-\u0627\u0633\u062a\u0639\u0644\u0627\u0645-\u0647\u0627\u06cc-\u0636\u0631\u0648\u0631\u06cc-\u062f\u0631-1404\">&nbsp;\u0645\u062f\u0627\u0631\u06a9 \u0645\u0627\u0644\u06cc \u0648 \u0627\u0633\u062a\u0639\u0644\u0627\u0645\u200c\u0647\u0627\u06cc \u0636\u0631\u0648\u0631\u06cc \u062f\u0631 1404<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\u067e\u06cc\u0634 \u0627\u0632 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af\u060c \u0648\u0636\u0639\u06cc\u062a \u0628\u062f\u0647\u06cc\u200c\u0647\u0627 \u0648 \u0639\u0648\u0627\u0631\u0636 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0645\u0644\u06a9 \u0646\u06cc\u0632 \u0628\u0627\u06cc\u062f \u062a\u0633\u0648\u06cc\u0647 \u0648 \u0645\u0633\u062a\u0646\u062f \u0634\u0648\u062f:<a href=\"http:\/\/ladysurveyor.ir\/1402\/01\/19\/%D9%87%D8%B2%DB%8C%D9%86%D9%87-%D8%B3%D9%86%D8%AF-%D8%AA%DA%A9-%D8%A8%D8%B1%DA%AF%DB%8C-%D8%B3%D8%A7%D9%84-1402\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>\u200b<\/p>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628 \u0639\u0648\u0627\u0631\u0636 \u0646\u0648\u0633\u0627\u0632\u06cc \u0648 \u067e\u0633\u0645\u0627\u0646\u062f \u0627\u0632 \u0634\u0647\u0631\u062f\u0627\u0631\u06cc.<\/li>\n\n\n\n<li>\u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u062a\u062c\u0627\u0631\u06cc \u0648 \u0635\u0646\u0639\u062a\u06cc\u060c \u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0645\u062d\u0644 \u06a9\u0633\u0628.<\/li>\n\n\n\n<li>\u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628 \u0645\u0627\u0644\u06cc\u0627\u062a \u0646\u0642\u0644\u200c\u0648\u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u0644\u06a9 \u0627\u0632 \u0627\u062f\u0627\u0631\u0647 \u0627\u0645\u0648\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc.<\/li>\n\n\n\n<li>\u062f\u0631 \u0628\u0631\u062e\u06cc \u0645\u0648\u0627\u0631\u062f\u060c \u06af\u0648\u0627\u0647\u06cc \u0639\u062f\u0645 \u0628\u062f\u0647\u06cc \u0628\u0647 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u062e\u062f\u0645\u0627\u062a\u06cc (\u0622\u0628\u060c \u0628\u0631\u0642\u060c \u06af\u0627\u0632) \u0646\u06cc\u0632 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0627\u0634\u062a\u0646 \u0627\u06cc\u0646 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0627\u0644\u06cc \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0645\u0646\u0638\u0645\u060c \u0633\u0631\u0639\u062a \u0628\u0631\u0631\u0633\u06cc \u067e\u0631\u0648\u0646\u062f\u0647 \u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f \u0648 \u0627\u062d\u062a\u0645\u0627\u0644 \u062a\u0648\u0642\u0641 \u0622\u0646 \u062f\u0631 \u0648\u0627\u062d\u062f\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0631\u0627 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f-569x1024.webp\" alt=\"\" class=\"wp-image-2162\" style=\"width:532px\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f-569x1024.webp 569w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f-768x1382.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f-854x1536.webp 854w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f-1138x2048.webp 1138w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9\u200c\u0628\u0631\u06af-\u062f\u06311404-\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a-\u0642\u0627\u0628\u0644-\u062f\u0627\u0646\u0644\u0648\u062f.webp 1423w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0627\u0634\u062a\u0628\u0627\u0647\u0627\u062a-\u0631\u0627\u06cc\u062c-\u062f\u0631-\u0622\u0645\u0627\u062f\u0647-\u0633\u0627\u0632\u06cc-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\">\u0627\u0634\u062a\u0628\u0627\u0647\u0627\u062a \u0631\u0627\u06cc\u062c \u062f\u0631 \u0622\u0645\u0627\u062f\u0647\u200c \u0633\u0627\u0632\u06cc \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af<\/h2>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\u0646\u0627\u0647\u0645\u0627\u0647\u0646\u06af\u06cc \u0628\u06cc\u0646 \u0645\u0634\u062e\u0635\u0627\u062a \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647\u060c \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0648 \u0633\u0646\u062f \u0642\u0628\u0644\u06cc (\u062a\u0641\u0627\u0648\u062a \u0646\u0627\u0645\u060c \u0646\u0627\u0645 \u067e\u062f\u0631 \u06cc\u0627 \u0634\u0645\u0627\u0631\u0647 \u0645\u0644\u06cc).<a href=\"https:\/\/mahzarchi.ir\/education\/6842\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>\u200b<\/li>\n\n\n\n<li>\u0646\u0627\u0642\u0635 \u0628\u0648\u062f\u0646 \u0632\u0646\u062c\u06cc\u0631\u0647 \u0645\u0628\u0627\u06cc\u0639\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u0647\u0627 \u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0648 \u0646\u0628\u0648\u062f\u0646 \u0646\u0633\u062e\u0647\u200c\u0647\u0627\u06cc \u0628\u0631\u0627\u0628\u0631 \u0627\u0635\u0644.<a href=\"https:\/\/civilica.com\/note\/6780\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>\u200b<\/li>\n\n\n\n<li>\u0628\u06cc\u200c\u062a\u0648\u062c\u0647\u06cc \u0628\u0647 \u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628\u200c\u0647\u0627\u06cc \u0634\u0647\u0631\u062f\u0627\u0631\u06cc \u0648 \u0645\u0627\u0644\u06cc\u0627\u062a \u06a9\u0647 \u0628\u0627\u0639\u062b \u062a\u0648\u0642\u0641 \u067e\u0631\u0648\u0646\u062f\u0647 \u067e\u0633 \u0627\u0632 \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-center is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u062f\u0631 \u0645\u0642\u0627\u0644\u0647&nbsp;<strong><a href=\"https:\/\/smartvest.ir\/blog\/%d8%b3%d9%86%d8%af-%d8%ba%db%8c%d8%b1-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%da%86%d9%87-%d9%85%d8%b4%da%a9%d9%84%d8%a7%d8%aa%db%8c-%d8%a7%db%8c%d8%ac%d8%a7%d8%af-%d9%85%db%8c%da%a9%d9%86%d8%af\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%d8%b3%d9%86%d8%af-%d8%ba%db%8c%d8%b1-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%da%86%d9%87-%d9%85%d8%b4%da%a9%d9%84%d8%a7%d8%aa%db%8c-%d8%a7%db%8c%d8%ac%d8%a7%d8%af-%d9%85%db%8c%da%a9%d9%86%d8%af\/\">\u0633\u0646\u062f \u063a\u06cc\u0631 \u062a\u06a9\u200c\u0628\u0631\u06af \u0686\u0647 \u0645\u0634\u06a9\u0644\u0627\u062a\u06cc \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f \u06f5 \u0633\u0646\u0627\u0631\u06cc\u0648 \u0648\u0627\u0642\u0639\u06cc<\/a><\/strong>&nbsp;\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0646\u0645\u0648\u0646\u0647\u200c\u0647\u0627\u06cc\u06cc \u0628\u0628\u06cc\u0646\u06cc\u062f \u06a9\u0647 \u0646\u062f\u0627\u0634\u062a\u0646 \u0645\u062f\u0627\u0631\u06a9 \u06a9\u0627\u0645\u0644\u060c \u0633\u0627\u0644\u200c\u0647\u0627 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u0631\u0627 \u0628\u0647 \u062a\u0623\u062e\u06cc\u0631 \u0627\u0646\u062f\u0627\u062e\u062a\u0647 \u0627\u0633\u062a.<\/p>\n<\/blockquote>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0633\u0648\u0627\u0644\u0627\u062a-\u0645\u062a\u062f\u0627\u0648\u0644-\u062f\u0631\u0628\u0627\u0631\u0647-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u062f\u0631-1404\">\u0633\u0648\u0627\u0644\u0627\u062a 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\u0647\u0648\u06cc\u062a\u06cc \u0645\u0627\u0644\u06a9 \u0648 \u0646\u0634\u0627\u0646\u06cc \u062f\u0642\u06cc\u0642 \u0648 \u06a9\u062f\u067e\u0633\u062a\u06cc \u0645\u0644\u06a9 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. <\/p>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0635\u0648\u0631\u062a \u0648\u062c\u0648\u062f \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0633\u0627\u062e\u062a\u0645\u0627\u0646\u06cc\u060c \u0627\u0631\u0627\u0626\u0647 \u067e\u0627\u06cc\u0627\u0646\u200c\u06a9\u0627\u0631 \u06cc\u0627 \u06af\u0648\u0627\u0647\u06cc \u0639\u062f\u0645 \u062e\u0644\u0627\u0641 \u0634\u0647\u0631\u062f\u0627\u0631\u06cc \u0646\u06cc\u0632 \u0627\u0647\u0645\u06cc\u062a \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"\u0645\u062f\u0627\u0631\u06a9-\u0644\u0627\u0632\u0645-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0627\u0645\u0644\u0627\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc-\u0686\u0647-\u062a\u0641\u0627\u0648\u062a\u06cc-\u062f\u0627\u0631\u062f\u061f\">\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u0627\u0645\u0644\u0627\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0686\u0647 \u062a\u0641\u0627\u0648\u062a\u06cc \u062f\u0627\u0631\u062f\u061f<\/h3>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc\u060c \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc \u0648 \u0645\u0644\u06a9\u06cc \u0645\u0639\u0645\u0648\u0644\u060c \u0628\u0627\u06cc\u062f 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\u0646\u0642\u0634\u0647 UTM \u062f\u0642\u06cc\u0642 \u0645\u0644\u06a9 \u0646\u06cc\u0632 \u062f\u0631 \u0627\u06cc\u0646 \u0646\u0648\u0639 \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627 \u0646\u0642\u0634 \u0645\u0647\u0645\u06cc \u062f\u0631 \u0627\u062b\u0628\u0627\u062a \u0633\u0627\u0628\u0642\u0647 \u062a\u0635\u0631\u0641 \u0648 \u062c\u0627\u0646\u0645\u0627\u06cc\u06cc \u0645\u0644\u06a9 \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"\u0622\u06cc\u0627-\u0628\u0631\u0627\u06cc-\u0647\u0645\u0647-\u0627\u0645\u0644\u0627\u06a9-\u062a\u0647\u06cc\u0647-\u0646\u0642\u0634\u0647-utm-\u062c\u0632\u0648-\u0645\u062f\u0627\u0631\u06a9-\u0627\u0644\u0632\u0627\u0645\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0627\u0633\u062a\u061f\">\u0622\u06cc\u0627 \u0628\u0631\u0627\u06cc \u0647\u0645\u0647 \u0627\u0645\u0644\u0627\u06a9 \u062a\u0647\u06cc\u0647 \u0646\u0642\u0634\u0647 UTM \u062c\u0632\u0648 \u0645\u062f\u0627\u0631\u06a9 \u0627\u0644\u0632\u0627\u0645\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0634\u0647\u0631\u0647\u0627 \u0648 \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u0628\u0631\u0627\u06cc \u0627\u0645\u0644\u0627\u06a9 \u0641\u0627\u0642\u062f \u0633\u0627\u0628\u0642\u0647 \u062b\u0628\u062a\u06cc \u062f\u0642\u06cc\u0642\u060c \u0627\u0645\u0644\u0627\u06a9 \u0645\u0634\u0627\u0639 \u0648 \u0627\u0631\u0627\u0636\u06cc \u0628\u0632\u0631\u06af\u060c<\/p>\n\n\n\n<p class=\"has-text-align-center\"> \u0627\u0631\u0627\u0626\u0647 \u0646\u0642\u0634\u0647 UTM \u062a\u0647\u06cc\u0647\u200c\u0634\u062f\u0647 \u062a\u0648\u0633\u0637 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633 \u0631\u0633\u0645\u06cc \u06cc\u0627 \u0646\u0642\u0634\u0647\u200c\u0628\u0631\u062f\u0627\u0631 \u0645\u0639\u062a\u0645\u062f \u0639\u0645\u0644\u0627\u064b \u0628\u0647 \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u062f\u0627\u0631\u06a9 \u0627\u0635\u0644\u06cc \u067e\u0631\u0648\u0646\u062f\u0647 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f\u0647 \u0627\u0633\u062a. <\/p>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u062f\u0627\u0631\u0627\u06cc \u0633\u0627\u0628\u0642\u0647 \u0631\u0648\u0634\u0646 \u0648 \u067e\u0644\u0627\u06a9 \u062b\u0628\u062a\u06cc \u0645\u0634\u062e\u0635\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0646\u0642\u0634\u0647\u200c\u0647\u0627\u06cc \u0645\u0648\u062c\u0648\u062f \u06a9\u0627\u0641\u06cc \u0628\u0627\u0634\u062f\u060c<\/p>\n\n\n\n<p class=\"has-text-align-center\"> \u0627\u0645\u0627 \u062f\u0631 \u0639\u0645\u0644\u060c \u062f\u0627\u0634\u062a\u0646 \u0646\u0642\u0634\u0647 UTM \u0628\u0647 \u06a9\u0627\u0647\u0634 \u062a\u0639\u0627\u0631\u0636 \u0628\u0627 \u0627\u0645\u0644\u0627\u06a9 \u0645\u062c\u0627\u0648\u0631 \u0648 \u0633\u0631\u0639\u062a\u200c\u0628\u062e\u0634\u06cc \u0628\u0647 \u062c\u0627\u0646\u0645\u0627\u06cc\u06cc \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f.<a href=\"https:\/\/mapscale.ir\/geomatic\/survey\/%D9%86%D9%82%D8%B4%D9%87-%D8%A8%D8%B1%D8%AF%D8%A7%D8%B1%DB%8C-%D9%85%D9%84%DA%A9-%D9%85%D8%B4%D8%A7%D8%B9\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"\u0622\u06cc\u0627-\u0628\u0627\u06cc\u062f-\u0642\u0628\u0644-\u0627\u0632-\u062f\u0631\u062e\u0648\u0627\u0633\u062a-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\u060c-\u0647\u0645\u0647-\u0628\u062f\u0647\u06cc-\u0647\u0627-\u0648-\u0639\u0648\u0627\u0631\u0636-\u0645\u0644\u06a9-\u062a\u0633\u0648\u06cc\u0647-\u0634\u062f\u0647-\u0628\u0627\u0634\u062f\u061f\">\u0622\u06cc\u0627 \u0628\u0627\u06cc\u062f \u0642\u0628\u0644 \u0627\u0632 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0633\u0646\u062f \u062a\u06a9\u200c 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\u0632\u0645\u0627\u0646 \u0627\u0631\u0627\u0626\u0647 \u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628 \u0639\u0648\u0627\u0631\u0636 \u0646\u0648\u0633\u0627\u0632\u06cc\u060c \u067e\u0633\u0645\u0627\u0646\u062f \u0648 \u0645\u0627\u0644\u06cc\u0627\u062a \u0646\u0642\u0644\u200c\u0648\u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u062a\u0648\u0642\u0641 \u0645\u06cc\u200c\u0634\u0648\u062f. <\/p>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631 \u0627\u0645\u0644\u0627\u06a9 \u062a\u062c\u0627\u0631\u06cc \u0648 \u0635\u0646\u0639\u062a\u06cc\u060c \u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0645\u062d\u0644 \u06a9\u0633\u0628 \u0646\u06cc\u0632 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062c\u0632\u0648 \u0645\u062f\u0627\u0631\u06a9 \u0636\u0631\u0648\u0631\u06cc \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"\u0686\u06af\u0648\u0646\u0647-\u0627\u0633\u0645\u0627\u0631\u062a-\u0648\u0633\u062a-\u062c\u0645\u0639-\u0622\u0648\u0631\u06cc-\u0648-\u0645\u062f\u06cc\u0631\u06cc\u062a-\u0645\u062f\u0627\u0631\u06a9-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0631\u0627-\u0633\u0627\u062f\u0647-\u0645\u06cc-\u06a9\u0646\u062f\u061f\">\u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u0645\u0627\u0631\u062a\u200c \u0648\u0633\u062a \u062c\u0645\u0639\u200c\u0622\u0648\u0631\u06cc \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u0631\u0627 \u0633\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/h2>\n\n\n\n<p class=\"has-text-align-center\">\u062f\u0631&nbsp;<a href=\"https:\/\/astra.dev-wp.ir\/DigitalCurrency\/?page_id=11\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a<\/a>&nbsp;\u0627\u0645\u06a9\u0627\u0646 \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u062f\u0645\u0627\u062a \u062d\u0642\u0648\u0642\u06cc \u0648 \u0645\u0634\u0627\u0648\u0631\u0647 \u062f\u0631 \u0632\u0645\u06cc\u0646\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u0648 \u0633\u0627\u06cc\u0631 \u0645\u0633\u0627\u0626\u0644 \u0645\u0644\u06a9\u06cc \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<a href=\"https:\/\/blog.smartvest.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>\u200b<br>\u06a9\u0627\u0631\u0628\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u062f\u0648\u0646 \u0645\u0631\u0627\u062c\u0639\u0647 \u062d\u0636\u0648\u0631\u06cc\u060c \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0631\u0631\u0633\u06cc \u0645\u062f\u0627\u0631\u06a9 \u0648 \u0645\u0634\u0627\u0648\u0631\u0647 \u062d\u0642\u0648\u0642\u06cc \u062b\u0628\u062a \u06a9\u0646\u062f \u0648 \u0627\u0632 \u0628\u0631\u0648\u0632 \u0627\u0634\u062a\u0628\u0627\u0647\u0627\u062a \u0631\u0627\u06cc\u062c \u062f\u0631 \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0645\u0644\u06a9 \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u06a9\u0646\u062f.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center\">\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u067e\u0633 \u0627\u0632 \u062a\u06a9\u0645\u06cc\u0644 \u0645\u062f\u0627\u0631\u06a9\u060c \u062f\u0631 \u062a\u0641\u0633\u06cc\u0631 \u0648\u0636\u0639\u06cc\u062a \u062d\u0642\u0648\u0642\u06cc \u0645\u0644\u06a9 \u062a\u0631\u062f\u06cc\u062f \u062f\u0627\u0631\u06cc\u062f\u060c \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0635\u0641\u062d\u0647&nbsp;<strong><a href=\"https:\/\/smartvest.ir\/services\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/services\">\u062e\u062f\u0645\u0627\u062a \u062d\u0642\u0648\u0642\u06cc \u0627\u0633\u0645\u0627\u0631\u062a\u200c\u0648\u0633\u062a<\/a><\/strong>&nbsp;\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0645\u062f\u0627\u0631\u06a9 \u062e\u0648\u062f \u0631\u0627 \u0628\u0631\u0627\u06cc \u0628\u0631\u0631\u0633\u06cc \u062a\u062e\u0635\u0635\u06cc \u0627\u0631\u0633\u0627\u0644 \u06a9\u0646\u06cc\u062f.<\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"\ud83d\udce5-\u062f\u0627\u0646\u0644\u0648\u062f-pdf-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc\"><strong>\u062f\u0627\u0646\u0644\u0648\u062f PDF \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0631 1404 (\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a \u0642\u0627\u0628\u0644 \u062f\u0627\u0646\u0644\u0648\u062f)<\/strong><\/h3>\n\n\n\n<p class=\"has-text-align-center\">\u0628\u0631\u0627\u06cc \u0631\u0627\u062d\u062a\u06cc \u0634\u0645\u0627\u060c \u0627\u06cc\u0646 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06a9\u0627\u0645\u0644 \u0631\u0627 \u062f\u0631 \u0642\u0627\u0644\u0628 <strong>PDF<\/strong> \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0627\u06cc\u0646 \u06a9\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0631 1404 (\u0686\u06a9\u200c\u0644\u06cc\u0633\u062a \u0642\u0627\u0628\u0644 \u062f\u0627\u0646\u0644\u0648\u062f) \u0622\u0645\u0627\u062f\u0647 \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645.<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0622\u0646 \u0631\u0627 \u062f\u0627\u0646\u0644\u0648\u062f \u06a9\u0631\u062f\u0647 \u0648 \u0647\u0645\u06cc\u0634\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f.<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-86e1f5e2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2025\/12\/\u0645\u062f\u0627\u0631\u06a9-\u0645\u0648\u0631\u062f-\u0646\u06cc\u0627\u0632-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af_1.pdf\">\u0628\u0627\u0632 \u06a9\u0631\u062f\u0646 \u0641\u0627\u06cc\u0644 pdf<\/a><\/div>\n<\/div>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center\"><strong>\u0627\u06af\u0631 \u0633\u0648\u0627\u0644\u06cc \u062f\u0627\u0631\u06cc\u062f \u06cc\u0627 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0645\u0634\u0627\u0648\u0631\u0647 \u062d\u0642\u0648\u0642\u06cc \u062f\u0627\u0631\u06cc\u062f\u060c \u062f\u0631<a href=\"https:\/\/smartvest.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a<\/a> \u0645\u0627 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc \u0634\u0645\u0627 \u0647\u0633\u062a\u06cc\u0645.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/mahzarchi.ir\/education\/6842\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udd52 \u0632\u0645\u0627\u0646 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0645\u0637\u0627\u0644\u0639\u0647: 7 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[&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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