{"id":2684,"date":"2026-01-05T12:06:39","date_gmt":"2026-01-05T08:36:39","guid":{"rendered":"https:\/\/smartvest.ir\/blog\/?p=2684"},"modified":"2026-01-06T16:47:26","modified_gmt":"2026-01-06T13:17:26","slug":"%d8%a7%d9%81%d8%b2%d8%a7%db%8c%d8%b4-%d9%82%db%8c%d9%85%d8%aa-%d9%85%d9%84%da%a9-%d8%a8%d8%a7-%d8%b3%d9%86%d8%af-%d8%b1%d8%b3%d9%85%db%8c-%d8%b1%d8%a7%d9%87%d9%86%d9%85%d8%a7%db%8c-1404","status":"publish","type":"post","link":"https:\/\/smartvest.ir\/blog\/%d8%a7%d9%81%d8%b2%d8%a7%db%8c%d8%b4-%d9%82%db%8c%d9%85%d8%aa-%d9%85%d9%84%da%a9-%d8%a8%d8%a7-%d8%b3%d9%86%d8%af-%d8%b1%d8%b3%d9%85%db%8c-%d8%b1%d8%a7%d9%87%d9%86%d9%85%d8%a7%db%8c-1404\/","title":{"rendered":"\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc | \u0686\u0637\u0648\u0631 \u0628\u0627 \u06af\u0631\u0641\u062a\u0646 \u0633\u0646\u062f\u060c \u0627\u0631\u0632\u0634 \u0645\u0644\u06a9\u200c\u062a\u0627\u0646 \u06cc\u06a9\u200c 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data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"948\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-948x1024.webp\" class=\"attachment-large size-large wp-image-2774\" alt=\"\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-948x1024.webp 948w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-278x300.webp 278w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-768x830.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-1421x1536.webp 1421w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-1895x2048.webp 1895w\" sizes=\"(max-width: 948px) 100vw, 948px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b173dd elementor-widget elementor-widget-spacer\" data-id=\"4b173dd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4351970b elementor-widget elementor-widget-text-editor\" data-id=\"4351970b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<blockquote class=\"wp-block-quote alignwide has-text-align-right is-layout-flow wp-block-quote-is-layout-flow\">\n<div id=\"rank-math-toc\" class=\"wp-block-rank-math-toc-block alignwide\">\n<h2><strong><br \/>\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628 <\/strong><\/h2>\n<nav>\n<div>\n<div class=\"\"><a href=\"#\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627\u064b-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f\u061f\">\u0686\u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0648\u0627\u0642\u0639\u0627\u064b \u0627\u062a\u0641\u0627\u0642 \u0645\u06cc\u200c\u0627\u0641\u062a\u062f\u061f<\/a><\/div>\n<div class=\"\"><a href=\"#\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\u061b-\u0645\u0647\u0645-\u062a\u0631\u06cc\u0646-\u0627\u0628\u0632\u0627\u0631-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc\">\u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u061b \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 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href=\"#\u0627\u06af\u0631-\u0627\u062d\u0633\u0627\u0633-\u0645\u06cc-\u06a9\u0646\u06cc\u062f-\u067e\u0631\u0648\u0646\u062f\u0647-\u062a\u0627\u0646-\u067e\u06cc\u0686\u06cc\u062f\u0647-\u0627\u0633\u062a\u060c-\u0631\u0627\u0647\u0646\u0645\u0627\u06cc-\u0648\u06a9\u06cc\u0644-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0686\u0647-\u0632\u0645\u0627\u0646\u06cc-\u0644\u0627\u0632\u0645-\u0627\u0633\u062a-\u0648-\u0686\u0647-\u0632\u0645\u0627\u0646\u06cc-\u0646\u0647\u061f-\u0645\u06cc-\u062a\u0648\u0627\u0646\u062f-\u0628\u0647-\u062a\u0635\u0645\u06cc\u0645-\u06af\u06cc\u0631\u06cc-\u0634\u0645\u0627-\u06a9\u0645\u06a9-\u06a9\u0646\u062f\">\u0627\u06af\u0631 \u0627\u062d\u0633\u0627\u0633 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u062a\u0627\u0646 \u067e\u06cc\u0686\u06cc\u062f\u0647 \u0627\u0633\u062a\u060c \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u00a0\u0648\u06a9\u06cc\u0644 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href=\"#\ud83d\udce5-\u062f\u0627\u0646\u0644\u0648\u062f-pdf-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc\">\u062f\u0627\u0646\u0644\u0648\u062f PDF \u0622\u06cc\u0627 \u0648\u0627\u0642\u0639\u0627\u064b \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0648\u06a9\u06cc\u0644 \u0628\u0631\u0627\u06cc \u062b\u0628\u062a \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0627\u0631\u06cc\u062f\u061f<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"\"><a href=\"#\u0627\u06af\u0631-\u0633\u0648\u0627\u0644\u06cc-\u062f\u0627\u0631\u06cc\u062f-\u06cc\u0627-\u0646\u06cc\u0627\u0632-\u0628\u0647-\u0645\u0634\u0627\u0648\u0631\u0647-\u062d\u0642\u0648\u0642\u06cc-\u062f\u0627\u0631\u06cc\u062f\u060c-\u062f\u0631\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646-\u0627\u0633\u0645\u0627\u0631\u062a-\u0648\u0633\u062a-\u0645\u0627-\u067e\u0627\u0633\u062e\u06af\u0648\u06cc-\u0634\u0645\u0627-\u0647\u0633\u062a\u06cc\u0645\">\u0627\u06af\u0631 \u0633\u0648\u0627\u0644\u06cc \u062f\u0627\u0631\u06cc\u062f \u06cc\u0627 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0645\u0634\u0627\u0648\u0631\u0647 \u062d\u0642\u0648\u0642\u06cc \u062f\u0627\u0631\u06cc\u062f\u060c \u062f\u0631\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a\u00a0\u0645\u0627 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc \u0634\u0645\u0627 \u0647\u0633\u062a\u06cc\u0645.<\/a><\/div>\n<\/div>\n<\/nav><\/div>\n<\/blockquote>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-medium-font-size\"><strong>\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u0641\u0631\u0645 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0631\u0627 \u0627\u0632 \u0637\u0631\u06cc\u0642\u00a0<a href=\"https:\/\/smartvest.ir\/deed?utm_source=blog&amp;utm_medium=content&amp;utm_campaign=property_deed_registration\">\u0627\u06cc\u0646 \u0635\u0641\u062d\u0647<\/a>\u00a0\u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0646\u06cc\u062f.<\/strong><\/p>\n<\/blockquote>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udd52 \u0632\u0645\u0627\u0646 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0645\u0637\u0627\u0644\u0639\u0647: 11 \u062f\u0642\u06cc\u0642\u0647<br \/>\ud83d\udcd6 \u062d\u062c\u0645 \u0645\u0642\u0627\u0644\u0647: 2,136 \u06a9\u0644\u0645\u0647<\/p>\n<\/blockquote>\n\n<p class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\u0627\u06af\u0631 \u0645\u0644\u06a9\u200c\u062a\u0627\u0646 \u0641\u0642\u0637 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u062f\u0627\u0631\u062f\u060c \u0634\u0627\u06cc\u062f \u062a\u0627 \u0627\u0645\u0631\u0648\u0632 \u0641\u06a9\u0631 \u0645\u06cc\u200c\u06a9\u0631\u062f\u06cc\u062f \u0647\u0645\u06cc\u0646 \u0628\u0631\u0627\u06cc \u0645\u0639\u0627\u0645\u0644\u0647 \u06a9\u0627\u0641\u06cc \u0627\u0633\u062a. <\/span><\/p>\n<div class=\"qwen-markdown-space\">\u00a0<\/div>\n<p class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\u0627\u0645\u0627 \u062f\u0631 \u0639\u0645\u0644\u060c <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc<\/span><\/strong><span class=\"qwen-markdown-text\"> \u06cc\u06a9\u06cc \u0627\u0632 \u0633\u0627\u062f\u0647\u200c\u062a\u0631\u06cc\u0646 \u0648 \u0648\u0627\u0642\u0639\u06cc\u200c\u062a\u0631\u06cc\u0646 \u0631\u0627\u0647\u200c\u0647\u0627\u06cc\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0639\u062f\u062f \u0645\u0644\u06a9 \u0634\u0645\u0627 \u0631\u0627 \u0648\u0627\u0631\u062f \u06cc\u06a9 \u0628\u0627\u0632\u0647 \u0628\u0627\u0644\u0627\u062a\u0631 \u06a9\u0646\u062f. <\/span><\/p>\n<div class=\"qwen-markdown-space\">\u00a0<\/div>\n<p class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0628\u0631\u0627\u06cc <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0645\u0627\u0644\u06a9\u0627\u0646 \u0645\u0644\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u062f\u0631 \u0634\u0647\u0631\u0647\u0627\u06cc \u0628\u0632\u0631\u06af \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u062a\u0647\u0631\u0627\u0646\u060c \u0627\u0635\u0641\u0647\u0627\u0646 \u0648 \u0634\u06cc\u0631\u0627\u0632 <\/span><\/strong><span class=\"qwen-markdown-text\">\u0646\u0648\u0634\u062a\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a\u061b \u06cc\u0639\u0646\u06cc \u0647\u0645\u0627\u0646 \u06a9\u0633\u0627\u0646\u06cc \u06a9\u0647: <\/span><\/p>\n<ul class=\"qwen-markdown-list\" dir=\"auto\">\n<li><span class=\"qwen-markdown-text\">\u0645\u0644\u06a9 \u062e\u0648\u062f \u0631\u0627 \u0628\u0627 \u0628\u0646\u0686\u0627\u0642 \u06cc\u0627 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u062e\u0631\u06cc\u062f\u0647\u200c\u0627\u0646\u062f\u060c <\/span><\/li>\n<li><span class=\"qwen-markdown-text\">\u0642\u0635\u062f \u0641\u0631\u0648\u0634 \u062f\u0631 1 \u062a\u0627 3 \u0633\u0627\u0644 \u0622\u06cc\u0646\u062f\u0647 \u0631\u0627 \u062f\u0627\u0631\u0646\u062f\u060c <\/span><\/li>\n<li><span class=\"qwen-markdown-text\">\u06cc\u0627 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u0646\u062f \u0627\u0632 \u0645\u0644\u06a9\u200c\u0634\u0627\u0646 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0648\u062b\u06cc\u0642\u0647 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u0646\u062f.<\/span><\/li>\n<\/ul>\n<div class=\"qwen-markdown-space\">\u00a0<\/div>\n<p class=\"qwen-markdown-paragraph\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i19.40bf5171mv0wqS\"><span class=\"qwen-markdown-text\">\u062f\u0631 \u0633\u0627\u0644 1404\u060c <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0627\u062e\u062a\u0644\u0627\u0641 \u0642\u06cc\u0645\u062a \u0628\u06cc\u0646 \u0645\u0644\u06a9\u200c\u0647\u0627\u06cc \u0645\u0634\u0627\u0628\u0647 \u0628\u0627 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u0648 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u062f\u0631 \u0645\u0646\u0627\u0637\u0642 2 \u0648 6 \u062a\u0647\u0631\u0627\u0646\u060c \u0628\u06cc\u0646 12 \u062a\u0627 18 \u062f\u0631\u0635\u062f<\/span><\/strong><span class=\"qwen-markdown-text\"> \u06af\u0632\u0627\u0631\u0634 \u0634\u062f\u0647 \u0627\u0633\u062a .<\/span><\/p>\n<p class=\"qwen-markdown-paragraph\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i19.40bf5171mv0wqS\"><span class=\"qwen-markdown-text\">(\u0645\u0646\u0628\u0639: \u06af\u0632\u0627\u0631\u0634 \u0628\u0627\u0632\u0627\u0631 \u0645\u0633\u06a9\u0646 \u0645\u0631\u06a9\u0632 \u062a\u062d\u0642\u06cc\u0642\u0627\u062a \u0633\u0627\u0632\u0645\u0627\u0646 \u062b\u0628\u062a \u0627\u0633\u0646\u0627\u062f \u0648 \u0627\u0645\u0644\u0627\u06a9 \u06a9\u0634\u0648\u0631\u060c \u0645\u0647\u0631 1404).<\/span><\/p>\n<p class=\"qwen-markdown-paragraph\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i19.40bf5171mv0wqS\"><span class=\"qwen-markdown-text\"> \u0627\u06cc\u0646 \u06cc\u0639\u0646\u06cc \u0645\u0644\u06a9\u06cc 2 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc \u0628\u0627 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062d\u062f\u0648\u062f <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">240 \u062a\u0627 360 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646<\/span><\/strong><span class=\"qwen-markdown-text\"> \u06a9\u0645\u062a\u0631 \u0641\u0631\u0648\u062e\u062a\u0647 \u0634\u0648\u062f \u062a\u0646\u0647\u0627 \u0628\u0647\u200c\u062f\u0644\u06cc\u0644 \u0639\u062f\u0645 \u062f\u0627\u0634\u062a\u0646 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc<\/span><\/p>\n<p data-spm-anchor-id=\"a2ty_o01.29997173.0.i19.40bf5171mv0wqS\">\u00a0<\/p>\n<p data-spm-anchor-id=\"a2ty_o01.29997173.0.i19.40bf5171mv0wqS\"><img decoding=\"async\" class=\"aligncenter wp-image-2776\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f-167x300.webp\" alt=\"\" width=\"532\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f-571x1024.webp 571w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f-768x1377.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f-857x1536.webp 857w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f-1142x2048.webp 1142w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f-\u061f.webp 1428w\" sizes=\"(max-width: 167px) 100vw, 167px\" \/><\/p>\n<p data-spm-anchor-id=\"a2ty_o01.29997173.0.i19.40bf5171mv0wqS\">\u00a0<\/p>\n\n<h2 id=\"\u0686\u0631\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0648\u0627\u0642\u0639\u0627\u064b-\u0627\u062a\u0641\u0627\u0642-\u0645\u06cc-\u0627\u0641\u062a\u062f\u061f\" class=\"wp-block-heading\">\u0686\u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0648\u0627\u0642\u0639\u0627\u064b \u0627\u062a\u0641\u0627\u0642 \u0645\u06cc\u200c\u0627\u0641\u062a\u062f\u061f<\/h2>\n\n<p>\u0648\u0642\u062a\u06cc \u0645\u0644\u06a9 \u0634\u0645\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u062f\u0627\u0631\u062f\u060c \u0645\u0627\u0644\u06a9\u06cc\u062a\u200c\u062a\u0627\u0646 \u0641\u0642\u0637 \u0631\u0648\u06cc \u06cc\u06a9 \u0628\u0631\u06af \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u0646\u06cc\u0633\u062a\u060c \u0628\u0644\u06a9\u0647 \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u062b\u0628\u062a\u06cc \u06a9\u0634\u0648\u0631 \u0628\u0627 \u0634\u0646\u0627\u0633\u0647 \u06cc\u06a9\u062a\u0627 \u062b\u0628\u062a \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n<p>\u0627\u06cc\u0646 \u0642\u0637\u0639\u06cc\u062a \u062d\u0642\u0648\u0642\u06cc\u060c \u0631\u06cc\u0633\u06a9 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0631\u0627 \u067e\u0627\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0622\u0648\u0631\u062f \u0648 \u0628\u0627\u0632\u0627\u0631\u060c \u0627\u06cc\u0646 \u06a9\u0627\u0647\u0634 \u0631\u06cc\u0633\u06a9 \u0631\u0627 \u0628\u0627 \u00ab\u067e\u0631\u062f\u0627\u062e\u062a \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631\u00bb \u0628\u0647 \u0645\u0644\u06a9 \u0633\u0646\u062f\u062f\u0627\u0631 \u062c\u0628\u0631\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0628\u0631\u0627\u06cc \u062f\u0648 \u0645\u0644\u06a9 \u0645\u0634\u0627\u0628\u0647\u060c \u0646\u0645\u0648\u0646\u0647 \u0633\u0646\u062f\u062f\u0627\u0631 \u0631\u0627\u062d\u062a\u200c\u062a\u0631 \u0648 \u06af\u0631\u0627\u0646\u200c\u062a\u0631 \u0641\u0631\u0648\u0634 \u0645\u06cc\u200c\u0631\u0648\u062f\u061b \u0686\u0648\u0646 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0646\u06af\u0631\u0627\u0646 \u062c\u0639\u0644\u060c \u0627\u062f\u0639\u0627\u0647\u0627\u06cc \u0628\u0639\u062f\u06cc \u06cc\u0627 \u0645\u0634\u06a9\u0644 \u0627\u0646\u062a\u0642\u0627\u0644 \u0646\u06cc\u0633\u062a.\u200b<\/li>\n\n<li>\u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u062f\u0631 \u062f\u0627\u062f\u06af\u0627\u0647\u060c \u0628\u0627\u0646\u06a9 \u0648 \u0627\u062f\u0627\u0631\u0647 \u062b\u0628\u062a\u060c \u0642\u062f\u0631\u062a \u0627\u062b\u0628\u0627\u062a\u06cc \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 \u0627\u0633\u0646\u0627\u062f \u0639\u0627\u062f\u06cc \u062f\u0627\u0631\u062f \u0648 \u0627\u06cc\u0646 \u0642\u062f\u0631\u062a\u060c \u062a\u0642\u0627\u0636\u0627 \u0628\u0631\u0627\u06cc \u0645\u0644\u06a9 \u0633\u0646\u062f\u062f\u0627\u0631 \u0631\u0627 \u0628\u0627\u0644\u0627 \u0645\u06cc\u200c\u0628\u0631\u062f.\u200b<\/li>\n\n<li>\u0648\u0642\u062a\u06cc \u0647\u062f\u0641 \u0634\u0645\u0627\u00a0<strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc<\/strong>\u00a0\u0627\u0633\u062a\u060c \u0639\u0645\u0644\u0627\u064b \u062f\u0627\u0631\u06cc\u062f \u0631\u06cc\u0633\u06a9 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0631\u0627 \u06a9\u0645 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u0648 \u0627\u06cc\u0646\u060c \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0645\u0644\u06a9 \u0647\u0645\u06cc\u0634\u0647 \u0628\u0627 \u0686\u0646\u062f \u062f\u0631\u0635\u062f \u0627\u062e\u062a\u0644\u0627\u0641 \u0642\u06cc\u0645\u062a \u062e\u0648\u062f\u0634 \u0631\u0627 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u0628\u0631\u0627<\/strong><strong>\u06cc \u062f\u0631\u06a9 \u0628\u0647\u062a\u0631 \u0627\u062b\u0631 \u0646\u0648\u0639 \u0633\u0646\u062f \u0631\u0648\u06cc \u0627\u0631\u0632\u0634 \u0645\u0644\u06a9\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0645\u0642\u0627\u0644\u0647 <a href=\"https:\/\/smartvest.ir\/blog\/%d8%aa%d9%81%d8%a7%d9%88%d8%aa-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%d9%88-%d8%b3%d9%86%d8%af-%d9%85%d8%b4%d8%a7%d8%b9-%d8%a8%d8%b1%d8%b1%d8%b3%db%8c-%d9%85%d8%b2%d8%a7%db%8c%d8%a7%d8%8c\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%d8%aa%d9%81%d8%a7%d9%88%d8%aa-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%d9%88-%d8%b3%d9%86%d8%af-%d9%85%d8%b4%d8%a7%d8%b9-%d8%a8%d8%b1%d8%b1%d8%b3%db%8c-%d9%85%d8%b2%d8%a7%db%8c%d8%a7%d8%8c\/\">\u00a0\u062a\u0641\u0627\u0648\u062a \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u0648 \u0633\u0646\u062f \u0645\u0634\u0627\u0639 | \u0628\u0631\u0631\u0633\u06cc \u0645\u0632\u0627\u06cc\u0627\u060c \u0645\u0639\u0627\u06cc\u0628 \u0648 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627 \u062f\u0631 \u06f1\u06f4\u06f0\u06f4<\/a> \u00a0\u0631\u0627 \u0647\u0645 \u0628\u0628\u06cc\u0646\u06cc\u062f.<\/strong><\/p>\n<\/blockquote>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u00ab\u0647\u0631\u0686\u0647 \u062e\u06cc\u0627\u0644\u062a\u0627\u0646 \u0627\u0632 \u0628\u0627\u0628\u062a \u0645\u0627\u0644\u06a9\u06cc\u062a \u0631\u0627\u062d\u062a\u200c\u062a\u0631 \u0628\u0627\u0634\u062f\u060c \u062e\u06cc\u0627\u0644 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0628\u0639\u062f\u06cc \u0647\u0645 \u0631\u0627\u062d\u062a\u200c\u062a\u0631 \u0627\u0633\u062a\u061b \u0648 \u0627\u06cc\u0646 \u0622\u0631\u0627\u0645\u0634 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u060c \u0647\u0645\u06cc\u0634\u0647 \u0628\u0627 \u0686\u0646\u062f \u062f\u0631\u0635\u062f \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631 \u062a\u0631\u062c\u0645\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.\u00bb<\/em><\/p>\n<\/blockquote>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u00ab\u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u0645\u0631\u0632 \u0628\u06cc\u0646 \u06cc\u06a9 \u0645\u0639\u0627\u0645\u0644\u0647 \u067e\u0631\u0631\u06cc\u0633\u06a9 \u0648 \u06cc\u06a9 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0642\u0627\u0628\u0644 \u0627\u0639\u062a\u0645\u0627\u062f \u0631\u0627 \u0645\u0634\u062e\u0635 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061b \u0627\u06cc\u0646 \u0645\u0631\u0632 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u060c \u062e\u0648\u062f\u0634 \u0631\u0627 \u062f\u0631 \u0686\u0646\u062f \u062f\u0631\u0635\u062f \u0627\u062e\u062a\u0644\u0627\u0641 \u0642\u06cc\u0645\u062a \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f.\u00bb<\/em><\/p>\n<\/blockquote>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2777\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-167x300.webp\" alt=\"\" width=\"532\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-571x1024.webp 571w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-768x1377.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-857x1536.webp 857w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-1142x2048.webp 1142w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af.webp 1428w\" sizes=\"(max-width: 167px) 100vw, 167px\" \/><\/p>\n\n<h2 id=\"\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af\u061b-\u0645\u0647\u0645-\u062a\u0631\u06cc\u0646-\u0627\u0628\u0632\u0627\u0631-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc\" class=\"wp-block-heading\">\u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u061b \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0627\u0628\u0632\u0627\u0631 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc<\/h2>\n\n<p><br \/>\u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u060c \u0646\u0633\u062e\u0647 \u0628\u0647\u200c\u0631\u0648\u0632 \u0648 \u0645\u06a9\u0627\u0646\u06cc\u0632\u0647 \u0633\u0646\u062f \u0645\u0627\u0644\u06a9\u06cc\u062a \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0644\u06a9\u060c \u0645\u0627\u0644\u06a9 \u0648 \u062d\u062f\u0648\u062f \u0631\u0627 \u062f\u0631 \u06cc\u06a9 \u0628\u0631\u06af \u0645\u062a\u0645\u0631\u06a9\u0632 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0647\u0645\u06cc\u0646 \u0633\u0627\u062e\u062a\u0627\u0631 \u062c\u062f\u06cc\u062f \u0627\u0633\u062a \u06a9\u0647 \u00ab\u0627\u0645\u0646\u06cc\u062a\u00bb \u0648 \u00ab\u0634\u0641\u0627\u0641\u06cc\u062a\u00bb \u0631\u0627 \u0628\u0627\u0644\u0627 \u0645\u06cc\u200c\u0628\u0631\u062f \u0648 \u0634\u0631\u0627\u06cc\u0637\u00a0<strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc<\/strong>\u00a0\u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n<p>\u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f\u0627\u0631\u060c \u0647\u0645\u0647 \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f \u0645\u0633\u0627\u0648\u06cc \u0627\u0633\u062a \u0628\u0627 \u06cc\u06a9 \u062d\u0633 \u00ab\u0627\u0645\u0646\u06cc\u062a \u0628\u06cc\u0634\u062a\u0631\u00bb \u0648 \u0627\u06cc\u0646 \u062d\u0633 \u0627\u0645\u0646\u06cc\u062a\u060c \u0645\u0633\u062a\u0642\u06cc\u0645 \u0631\u0648\u06cc \u062a\u0635\u0645\u06cc\u0645 \u0627\u0648 \u0628\u0631\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0639\u062f\u062f \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u062b\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u062f\u0631 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u060c \u0634\u0646\u0627\u0633\u0647 \u06cc\u06a9\u062a\u0627\u06cc \u06f1\u06f8 \u0631\u0642\u0645\u06cc\u060c \u0645\u062a\u0631\u0627\u0698\u060c \u0622\u062f\u0631\u0633 \u0648 \u06a9\u0627\u0631\u0628\u0631\u06cc \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u062a\u0627\u06cc\u067e\u06cc \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u062c\u0639\u0644 \u0622\u0646 \u0633\u062e\u062a\u200c\u062a\u0631 \u0627\u0632 \u0633\u0646\u062f\u0647\u0627\u06cc \u0642\u062f\u06cc\u0645\u06cc \u0627\u0633\u062a.\u200b<\/li>\n\n<li>\u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u0644\u06a9\u062a\u0631\u0648\u0646\u06cc\u06a9\u06cc \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u062f\u0631\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0631\u0633\u0645\u06cc\u060c \u0627\u0645\u06a9\u0627\u0646 \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0648 \u067e\u06cc\u06af\u06cc\u0631\u06cc \u0648\u0636\u0639\u06cc\u062a \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.\u200b<\/li>\n\n<li>\u0628\u0647\u200c\u062e\u0627\u0637\u0631 \u0627\u0639\u062a\u0628\u0627\u0631 \u0628\u0627\u0644\u0627\u062a\u0631\u060c \u062e\u0631\u06cc\u062f\u0627\u0631 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u06cc \u0631\u0627 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0633\u0646\u062f\u06cc \u0645\u0637\u0645\u0626\u0646\u200c\u062a\u0631 \u0645\u06cc\u200c\u0634\u0646\u0627\u0633\u062f \u0648 \u062d\u0627\u0636\u0631 \u0627\u0633\u062a \u0628\u0631\u0627\u06cc \u0627\u06cc\u0646 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646\u060c \u0639\u062f\u062f \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u062f\u0647\u062f.<\/li>\n<\/ul>\n\n<p>\u00a0<\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-medium-font-size\"><strong>\u0628\u0631\u0627\u06cc \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631\u0628\u0627\u0631\u0647 \u062e\u062f\u0645\u0627\u062a \u062b\u0628\u062a\u06cc \u0648 \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0647 \u0633\u0627\u06cc\u062a<a href=\"https:\/\/ssaa.ir\/\" data-type=\"link\" data-id=\"https:\/\/ssaa.ir\/\" target=\"_blank\" rel=\"noopener\">\u00a0\u0633\u0627\u0632\u0645\u0627\u0646 \u062b\u0628\u062a \u0627\u0633\u0646\u0627\u062f \u0648 \u0627\u0645\u0644\u0627\u06a9 \u06a9\u0634\u0648\u0631<\/a>\u00a0\u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u06cc\u062f.<\/strong><\/p>\n<\/blockquote>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2778\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1-187x300.webp\" alt=\"\" width=\"532\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1-187x300.webp 187w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1-640x1024.webp 640w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1-768x1230.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1-959x1536.webp 959w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1-1279x2048.webp 1279w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f-\u061f-1.webp 1599w\" sizes=\"(max-width: 187px) 100vw, 187px\" \/><\/p>\n\n<h2 id=\"\u0627\u0632-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u062a\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc\u061b-\u0627\u0632-\u06a9\u062c\u0627-\u0627\u0631\u0632\u0634-\u0627\u0641\u0632\u0648\u062f\u0647-\u0634\u0631\u0648\u0639-\u0645\u06cc-\u0634\u0648\u062f\u061f\" class=\"wp-block-heading\">\u0627\u0632 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u062a\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u061b \u0627\u0632 \u06a9\u062c\u0627 \u0627\u0631\u0632\u0634 \u0627\u0641\u0632\u0648\u062f\u0647 \u0634\u0631\u0648\u0639 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h2>\n\n<p>\u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0645\u0644\u0627\u06a9 \u0634\u0647\u0631\u06cc \u0628\u0627 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u060c \u0628\u0646\u0686\u0627\u0642 \u0642\u062f\u06cc\u0645\u06cc \u06cc\u0627 \u0645\u0628\u0627\u06cc\u0639\u0647\u200c\u0646\u0627\u0645\u0647 \u0639\u0627\u062f\u06cc \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0634\u062f\u0647\u200c\u0627\u0646\u062f\u060c \u0627\u0645\u0627 \u0647\u0646\u0648\u0632 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0628\u0647 \u0646\u0627\u0645 \u0645\u0627\u0644\u06a9 \u0641\u0639\u0644\u06cc \u0646\u062f\u0627\u0631\u0646\u062f.<\/p>\n\n<p>\u062f\u0631 \u0627\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637\u060c \u062a\u0628\u062f\u06cc\u0644 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u0628\u0647 \u0633\u0646\u062f\u060c \u0647\u0645\u0627\u0646 \u062c\u0627\u06cc\u06cc \u0627\u0633\u062a \u06a9\u0647 \u067e\u0631\u0648\u0698\u0647\u00a0<strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc<\/strong>\u00a0\u0634\u0631\u0648\u0639 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u00ab\u0628\u0631\u0627\u06cc \u062c\u0632\u0626\u06cc\u0627\u062a \u06af\u0627\u0645\u200c\u0628\u0647\u200c\u06af\u0627\u0645\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06a9\u0627\u0645\u0644\u00a0<a href=\"https:\/\/smartvest.ir\/blog\/%da%86%da%af%d9%88%d9%86%d9%87-%d8%b3%d9%86%d8%af-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%d8%a8%d8%b1%d8%a7%db%8c-%d9%85%d9%84%da%a9-%d9%82%d9%88%d9%84%d9%86%d8%a7%d9%85%d9%87%d8%a7%db%8c\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%da%86%da%af%d9%88%d9%86%d9%87-%d8%b3%d9%86%d8%af-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%d8%a8%d8%b1%d8%a7%db%8c-%d9%85%d9%84%da%a9-%d9%82%d9%88%d9%84%d9%86%d8%a7%d9%85%d9%87%d8%a7%db%8c\/\">\u0686\u06af\u0648\u0646\u0647 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u0628\u0631\u0627\u06cc \u0645\u0644\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0628\u06af\u06cc\u0631\u06cc\u0645\u061f<\/a>\u00a0\u0631\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.\u00bb<\/strong><\/p>\n<\/blockquote>\n\n<ul class=\"wp-block-list\">\n<li>\u0637\u0628\u0642 \u0642\u0648\u0627\u0646\u06cc\u0646 \u062b\u0628\u062a\u06cc\u060c \u0645\u0627\u0644\u06a9 \u0631\u0633\u0645\u06cc \u06a9\u0633\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0646\u0627\u0645\u0634 \u062f\u0631 \u062f\u0641\u0627\u062a\u0631 \u0627\u0645\u0644\u0627\u06a9 \u062b\u0628\u062a \u0634\u062f\u0647 \u0648 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0628\u0647 \u0646\u0627\u0645 \u0627\u0648 \u0635\u0627\u062f\u0631 \u0634\u062f\u0647\u060c \u0646\u0647 \u0635\u0631\u0641\u0627 \u06a9\u0633\u06cc \u06a9\u0647 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u062f\u0631 \u062f\u0633\u062a \u062f\u0627\u0631\u062f.\u200b<\/li>\n\n<li>\u062f\u0631 \u0631\u0648\u0646\u062f \u062a\u0628\u062f\u06cc\u0644 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u0628\u0647 \u0633\u0646\u062f\u060c \u0645\u062f\u0627\u0631\u06a9\u06cc \u0645\u062b\u0644 \u0645\u0628\u0627\u06cc\u0639\u0647\u200c\u0646\u0627\u0645\u0647 \u0645\u0639\u062a\u0628\u0631\u060c \u0645\u062f\u0627\u0631\u06a9 \u0647\u0648\u06cc\u062a\u06cc\u060c \u067e\u0627\u06cc\u0627\u0646 \u06a9\u0627\u0631 \u0648 \u0645\u0641\u0627\u0635\u0627\u062d\u0633\u0627\u0628 \u0634\u0647\u0631\u062f\u0627\u0631\u06cc \u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u0648 \u067e\u0633 \u0627\u0632 \u0627\u0633\u062a\u0639\u0644\u0627\u0645\u0627\u062a\u060c \u0627\u0645\u06a9\u0627\u0646 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.\u200b<\/li>\n\n<li>\u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627\u06cc \u0642\u062f\u06cc\u0645\u06cc \u0645\u0634\u0645\u0648\u0644 \u0645\u0627\u062f\u0647 \u06f1\u06f4\u06f7 \u0648 \u06f1\u06f4\u06f8 \u0646\u06cc\u0632 \u062f\u0631 \u0635\u0648\u0631\u062a \u0646\u0628\u0648\u062f \u062a\u0639\u0627\u0631\u0636 \u062c\u062f\u06cc\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0647 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0628\u0631\u0633\u0646\u062f \u0648 \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647\u060c \u0627\u0632 \u062a\u062e\u0641\u06cc\u0641\u200c\u0647\u0627\u06cc \u0631\u06cc\u0633\u06a9\u06cc \u0628\u0627\u0632\u0627\u0631 \u062e\u0627\u0631\u062c \u0634\u0648\u0646\u062f.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2779\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f-167x300.webp\" alt=\"\" width=\"532\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f-571x1024.webp 571w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f-768x1377.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f-857x1536.webp 857w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f-1142x2048.webp 1142w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f-\u061f.webp 1428w\" sizes=\"(max-width: 167px) 100vw, 167px\" \/><\/p>\n\n<h2 id=\"\u0686\u0647-\u06a9\u0633\u0627\u0646\u06cc-\u0628\u06cc\u0634\u062a\u0631\u06cc\u0646-\u0633\u0648\u062f-\u0631\u0627-\u0627\u0632-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0645\u06cc-\u0628\u0631\u0646\u062f\u061f\" class=\"wp-block-heading\">\u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0628\u06cc\u0634\u062a\u0631\u06cc\u0646 \u0633\u0648\u062f \u0631\u0627 \u0627\u0632 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a 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\u0641\u0627\u0635\u0644\u0647 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0648 \u0633\u0646\u062f\u062f\u0627\u0631\u060c \u0633\u0648\u062f \u0645\u06cc\u200c\u0633\u0627\u0632\u0646\u062f\u061b \u0627\u0644\u0628\u062a\u0647 \u0628\u0647 \u0634\u0631\u0637 \u0628\u0631\u0631\u0633\u06cc \u062f\u0642\u06cc\u0642 \u062d\u0642\u0648\u0642\u06cc.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u0627\u06af\u0631 \u0647\u0646\u0648\u0632 \u0645\u0637\u0645\u0626\u0646 \u0646\u06cc\u0633\u062a\u06cc\u062f \u0633\u0646\u062f \u0641\u0639\u0644\u06cc\u200c\u062a\u0627\u0646 \u0686\u0647 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc\u06cc \u062f\u0627\u0631\u062f\u060c \u0645\u0642\u0627\u0644\u0647\u00a0<a href=\"https:\/\/smartvest.ir\/blog\/%d8%b3%d9%86%d8%af-%d8%ba%db%8c%d8%b1-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%da%86%d9%87-%d9%85%d8%b4%da%a9%d9%84%d8%a7%d8%aa%db%8c-%d8%a7%db%8c%d8%ac%d8%a7%d8%af-%d9%85%db%8c%da%a9%d9%86%d8%af\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%d8%b3%d9%86%d8%af-%d8%ba%db%8c%d8%b1-%d8%aa%da%a9%d8%a8%d8%b1%da%af-%da%86%d9%87-%d9%85%d8%b4%da%a9%d9%84%d8%a7%d8%aa%db%8c-%d8%a7%db%8c%d8%ac%d8%a7%d8%af-%d9%85%db%8c%da%a9%d9%86%d8%af\/\">\u0633\u0646\u062f \u063a\u06cc\u0631 \u062a\u06a9\u200c\u0628\u0631\u06af \u0686\u0647 \u0645\u0634\u06a9\u0644\u0627\u062a\u06cc \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/a>\u00a0\u0631\u0627 \u062d\u062a\u0645\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/strong><\/p>\n<p><strong>\u0628\u062e\u0634\u06cc \u0627\u0632 \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u200c\u0647\u0627\u06cc \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u0628\u0631\u0627\u06cc \u0627\u0645\u0644\u0627\u06a9 \u0641\u0627\u0642\u062f \u0633\u0646\u062f\u060c \u0627\u0632 \u0637\u0631\u06cc\u0642\u00a0<a href=\"https:\/\/sabtemelk.ssaa.ir\/\" data-type=\"link\" data-id=\"https:\/\/sabtemelk.ssaa.ir\/\" target=\"_blank\" rel=\"noopener\">\u0633\u0627\u0645\u0627\u0646\u0647 \u062b\u0628\u062a \u0645\u0644\u06a9<\/a> \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0648 \u0627\u0631\u0633\u0627\u0644 \u0645\u062f\u0627\u0631\u06a9 \u062f\u0631 \u0622\u0646 \u062a\u0648\u0636\u06cc\u062d \u062f\u0627\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/strong><\/p>\n<\/blockquote>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2780\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f-167x300.webp\" alt=\"\" width=\"532\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f-571x1024.webp 571w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f-768x1377.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f-857x1536.webp 857w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f-1142x2048.webp 1142w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0627\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u06cc\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a-\u061f.webp 1428w\" sizes=\"(max-width: 167px) 100vw, 167px\" \/><\/p>\n\n<h2 id=\"\u0622\u06cc\u0627-\u0627\u0641\u0632\u0627\u06cc\u0634-\u0642\u06cc\u0645\u062a-\u0645\u0644\u06a9-\u0628\u0627-\u0633\u0646\u062f-\u0631\u0633\u0645\u06cc-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0645\u0646-\u0628\u0647-\u0635\u0631\u0641\u0647-\u0627\u0633\u062a\u061f\" class=\"wp-block-heading\">\u0622\u06cc\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0628\u0631\u0627\u06cc \u0645\u0644\u06a9 \u0645\u0646 \u0628\u0647\u200c\u0635\u0631\u0641\u0647 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href=\"https:\/\/smartvest.ir\/blog\/%d9%85%d8%af%d8%a7%d8%b1%da%a9-%d9%85%d9%88%d8%b1%d8%af-%d9%86%db%8c%d8%a7%d8%b2-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%d8%af%d8%b1-1404\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%d9%85%d8%af%d8%a7%d8%b1%da%a9-%d9%85%d9%88%d8%b1%d8%af-%d9%86%db%8c%d8%a7%d8%b2-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%d8%af%d8%b1-1404\/\">\u0645\u062f\u0627\u0631\u06a9 \u0648 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u062f\u0631 \u0633\u0627\u0644 1404<\/a><\/strong><\/p>\n<\/blockquote>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2782\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f-167x300.webp\" alt=\"\" width=\"532\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f-167x300.webp 167w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f-571x1024.webp 571w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f-768x1377.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f-857x1536.webp 857w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f-1142x2048.webp 1142w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/01\/\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc-\u061f.webp 1428w\" sizes=\"(max-width: 167px) 100vw, 167px\" \/><\/p>\n\n<h2 id=\"\u0633\u0646\u062f-\u06af\u0631\u0641\u062a\u0646\u061b-\u0641\u0642\u0637-\u06a9\u0627\u0631-\u0627\u062f\u0627\u0631\u06cc-\u06cc\u0627-\u06cc\u06a9-\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc-\u0645\u0627\u0644\u06cc\u061f\" class=\"wp-block-heading\">\u00a0\u0633\u0646\u062f \u06af\u0631\u0641\u062a\u0646\u061b \u0641\u0642\u0637 \u06a9\u0627\u0631 \u0627\u062f\u0627\u0631\u06cc \u06cc\u0627 \u06cc\u06a9 \u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc \u0645\u0627\u0644\u06cc\u061f<\/h2>\n<p>\u00a0<\/p>\n\n<p>\u062f\u0631 \u0646\u06af\u0627\u0647 \u0627\u0648\u0644\u060c \u0633\u0646\u062f \u06af\u0631\u0641\u062a\u0646 \u0634\u0627\u06cc\u062f \u0634\u0628\u06cc\u0647 \u06cc\u06a9 \u06a9\u0627\u0631 \u0627\u062f\u0627\u0631\u06cc \u062e\u0633\u062a\u0647\u200c\u06a9\u0646\u0646\u062f\u0647 \u0628\u0647 \u0646\u0638\u0631 \u0628\u0631\u0633\u062f\u061b \u0641\u0631\u0645\u060c \u0635\u0641\u060c \u0627\u0633\u062a\u0639\u0644\u0627\u0645\u060c 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class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i22.40bf5171mv0wqS\">\u062f\u0627\u0633\u062a\u0627\u0646 \u0648\u0627\u0642\u0639\u06cc: \u062e\u0627\u0646\u0645 \u0635\u0627\u0644\u062d\u06cc\u060c \u0645\u0627\u0644\u06a9 \u0622\u067e\u0627\u0631\u062a\u0645\u0627\u0646\u06cc \u062f\u0631 \u0645\u0646\u0637\u0642\u0647 6 \u062a\u0647\u0631\u0627\u0646<\/span><\/strong><br \/><span class=\"qwen-markdown-text\">\u062e\u0627\u0646\u0645 \u0635\u0627\u0644\u062d\u06cc \u062f\u0631 \u0622\u0628\u0627\u0646 1403\u0645\u0644\u06a9 80 \u0645\u062a\u0631\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0627 \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u0628\u0647 \u0642\u06cc\u0645\u062a 1\/9\u00a0 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u062a\u0648\u0645\u0627\u0646 \u062f\u0631 \u0622\u06af\u0647\u06cc \u06af\u0630\u0627\u0634\u062a\u060c \u0627\u0645\u0627 \u067e\u0633 \u0627\u0632 2 \u0645\u0627\u0647\u060c \u0641\u0642\u0637 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class=\"wp-block-heading\">\u0631\u0627\u0647\u200c\u062d\u0644 \u0647\u0648\u0634\u0645\u0646\u062f \u0628\u0631\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u0645\u0644\u06a9 \u0648 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0634\u0645\u0627<\/h2>\n<p>\u00a0<\/p>\n\n<p>\u0627\u06af\u0631 \u0627\u0645\u0631\u0648\u0632 \u0628\u0631\u0627\u06cc \u06af\u0631\u0641\u062a\u0646 \u0633\u0646\u062f \u0648 \u0628\u0627\u0644\u0627 \u0628\u0631\u062f\u0646 \u0627\u0631\u0632\u0634 \u0645\u0644\u06a9\u200c\u062a\u0627\u0646 \u0648\u0642\u062a \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u06cc\u062f\u060c \u0642\u062f\u0645 \u0628\u0639\u062f\u06cc \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc\u200c\u062a\u0627\u0646 \u0631\u0627 \u0647\u0645 \u0645\u062b\u0644 \u06cc\u06a9 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc 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id=\"\u0627\u06af\u0631-\u0627\u062d\u0633\u0627\u0633-\u0645\u06cc-\u06a9\u0646\u06cc\u062f-\u067e\u0631\u0648\u0646\u062f\u0647-\u062a\u0627\u0646-\u067e\u06cc\u0686\u06cc\u062f\u0647-\u0627\u0633\u062a\u060c-\u0631\u0627\u0647\u0646\u0645\u0627\u06cc-\u0648\u06a9\u06cc\u0644-\u0628\u0631\u0627\u06cc-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0686\u0647-\u0632\u0645\u0627\u0646\u06cc-\u0644\u0627\u0632\u0645-\u0627\u0633\u062a-\u0648-\u0686\u0647-\u0632\u0645\u0627\u0646\u06cc-\u0646\u0647\u061f-\u0645\u06cc-\u062a\u0648\u0627\u0646\u062f-\u0628\u0647-\u062a\u0635\u0645\u06cc\u0645-\u06af\u06cc\u0631\u06cc-\u0634\u0645\u0627-\u06a9\u0645\u06a9-\u06a9\u0646\u062f\" class=\"wp-block-heading has-medium-font-size\"><strong>\u0627\u06af\u0631 \u0627\u062d\u0633\u0627\u0633 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u062a\u0627\u0646 \u067e\u06cc\u0686\u06cc\u062f\u0647 \u0627\u0633\u062a\u060c \u0631\u0627\u0647\u0646\u0645\u0627\u06cc <a href=\"https:\/\/smartvest.ir\/blog\/%d9%88%da%a9%db%8c%d9%84-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%da%86%d9%87-%d8%b2%d9%85%d8%a7%d9%86%db%8c-%d9%84%d8%a7%d8%b2%d9%85-%d8%a7%d8%b3%d8%aa%d8%9f\/\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/blog\/%d9%88%da%a9%db%8c%d9%84-%d8%a8%d8%b1%d8%a7%db%8c-%d8%b3%d9%86%d8%af-%d8%aa%da%a9-%d8%a8%d8%b1%da%af-%da%86%d9%87-%d8%b2%d9%85%d8%a7%d9%86%db%8c-%d9%84%d8%a7%d8%b2%d9%85-%d8%a7%d8%b3%d8%aa%d8%9f\/\">\u00a0\u0648\u06a9\u06cc\u0644 \u0628\u0631\u0627\u06cc \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af | \u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u0648 \u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u0646\u0647\u061f<\/a> \u00a0\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0634\u0645\u0627 \u06a9\u0645\u06a9 \u06a9\u0646\u062f.<\/strong><\/h2>\n<\/blockquote>\n\n<blockquote class=\"qwen-markdown-blockquote\">\n<p class=\"qwen-markdown-paragraph\"><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0686\u0631\u0627 \u0647\u0645\u06cc\u0646 \u0627\u0644\u0627\u0646 \u0646\u0635\u0628\u0634 \u06a9\u0646\u06cc\u0645\u061f<\/span><\/strong><br \/><span class=\"qwen-markdown-text\">\u062f\u0631 \u0627\u0633\u0645\u0627\u0631\u062a\u200c\u0648\u0633\u062a\u060c \u0634\u0645\u0627 \u0641\u0642\u0637 \u0628\u0627 \u06cc\u06a9 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646\u060c \u062a\u0645\u0627\u0645 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0645\u0644\u06a9\u06cc\u060c \u0628\u06cc\u0645\u0647\u200c\u0647\u0627 \u0648 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u062e\u0648\u062f \u0631\u0627 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f. <\/span><\/p>\n<div class=\"qwen-markdown-space\">\u00a0<\/div>\n<p class=\"qwen-markdown-paragraph\"><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u062f\u0633\u062a\u06cc\u0627\u0631 \u0647\u0648\u0634\u0645\u0646\u062f \u062d\u0642\u0648\u0642\u06cc \u0648 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0627\u0633\u0645\u0627\u0631\u062a\u200c\u0648\u0633\u062a:<\/span><\/strong><\/p>\n<p class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i23.40bf5171mv0wqS\">\u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a \u0628\u0627 \u062f\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u062b\u0628\u062a\u06cc\u060c \u0642\u0648\u0627\u0646\u06cc\u0646 \u0631\u0648\u0632 \u0648 \u0627\u0644\u06af\u0648\u0647\u0627\u06cc \u0631\u0641\u062a\u0627\u0631\u06cc \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646\u060c \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0634\u062e\u0635\u06cc\u200c\u0633\u0627\u0632\u06cc\u200c\u0634\u062f\u0647 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/span><\/p>\n<p class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i23.40bf5171mv0wqS\"> \u0645\u062b\u0644\u0627\u064b \u0648\u0642\u062a\u06cc \u0645\u0644\u06a9 \u0634\u0645\u0627 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0627\u0633\u062a\u060c \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a \u062f\u0642\u06cc\u0642\u0627\u064b \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f: \u00ab\u0628\u0627 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u060c \u0627\u062d\u062a\u0645\u0627\u0644 \u0641\u0631\u0648\u0634 68\u066a \u0633\u0631\u06cc\u0639\u200c\u062a\u0631 \u0648 \u0628\u0627 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0642\u06cc\u0645\u062a 15\u066a \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0633\u062a.\u00bb<\/span><\/p>\n<\/blockquote>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h3 id=\"\ud83d\udce5-\u062f\u0627\u0646\u0644\u0648\u062f-pdf-\u0633\u0646\u062f-\u062a\u06a9-\u0628\u0631\u06af-\u0628\u0631\u0627\u06cc-\u0645\u0644\u06a9-\u0642\u0648\u0644\u0646\u0627\u0645\u0647-\u0627\u06cc\" class=\"wp-block-heading\"><strong>\u062f\u0627\u0646\u0644\u0648\u062f PDF \u0622\u06cc\u0627 \u0648\u0627\u0642\u0639\u0627\u064b \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0648\u06a9\u06cc\u0644 \u0628\u0631\u0627\u06cc \u062b\u0628\u062a \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0627\u0631\u06cc\u062f\u061f<\/strong><\/h3>\n\n<p>\u0628\u0631\u0627\u06cc \u0631\u0627\u062d\u062a\u06cc \u0634\u0645\u0627\u060c \u0627\u06cc\u0646 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06a9\u0627\u0645\u0644 \u0631\u0627 \u062f\u0631 \u0642\u0627\u0644\u0628\u00a0<strong>PDF<\/strong>\u00a0\u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0627\u06cc\u0646 \u06a9\u0647 \u0622\u06cc\u0627 \u0648\u0627\u0642\u0639\u0627\u064b \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0648\u06a9\u06cc\u0644 \u0628\u0631\u0627\u06cc \u062b\u0628\u062a \u0633\u0646\u062f \u062a\u06a9\u200c \u0628\u0631\u06af \u062f\u0627\u0631\u06cc\u062f\u061f \u0622\u0645\u0627\u062f\u0647 \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645.<\/p>\n\n<p>\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0622\u0646 \u0631\u0627 \u062f\u0627\u0646\u0644\u0648\u062f \u06a9\u0631\u062f\u0647 \u0648 \u0647\u0645\u06cc\u0634\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f.<\/p>\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\"><strong>\u0628\u0627\u0632\u06a9\u0631\u062f\u0646 \u0641\u0627\u06cc\u0644 pdf<\/strong><\/a><\/div>\n<div>\u00a0<\/div>\n<\/div>\n<\/blockquote>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h2 id=\"\u0627\u06af\u0631-\u0633\u0648\u0627\u0644\u06cc-\u062f\u0627\u0631\u06cc\u062f-\u06cc\u0627-\u0646\u06cc\u0627\u0632-\u0628\u0647-\u0645\u0634\u0627\u0648\u0631\u0647-\u062d\u0642\u0648\u0642\u06cc-\u062f\u0627\u0631\u06cc\u062f\u060c-\u062f\u0631\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646-\u0627\u0633\u0645\u0627\u0631\u062a-\u0648\u0633\u062a-\u0645\u0627-\u067e\u0627\u0633\u062e\u06af\u0648\u06cc-\u0634\u0645\u0627-\u0647\u0633\u062a\u06cc\u0645\" class=\"wp-block-heading has-medium-font-size\"><strong>\u0627\u06af\u0631 \u0633\u0648\u0627\u0644\u06cc \u062f\u0627\u0631\u06cc\u062f \u06cc\u0627 \u0646\u06cc\u0627\u0632 \u0628\u0647<a href=\"https:\/\/smartvest.ir\/services\" data-type=\"link\" data-id=\"https:\/\/smartvest.ir\/services\"> \u0645\u0634\u0627\u0648\u0631\u0647 \u062d\u0642\u0648\u0642\u06cc<\/a> \u062f\u0627\u0631\u06cc\u062f\u060c \u062f\u0631<a href=\"https:\/\/smartvest.ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a<\/a>\u00a0\u0645\u0627 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc \u0634\u0645\u0627 \u0647\u0633\u062a\u06cc\u0645.<\/strong><\/h2>\n<\/blockquote>\n<p>\u00a0<\/p>\n<p class=\"qwen-markdown-paragraph\"><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0645\u0646\u0627\u0628\u0639 \u0645\u0639\u062a\u0628\u0631:<\/span><\/strong><\/p>\n<ul class=\"qwen-markdown-list\" dir=\"auto\">\n<li><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i24.40bf5171mv0wqS\">\u0633\u0627\u0632\u0645\u0627\u0646 \u062b\u0628\u062a \u0627\u0633\u0646\u0627\u062f \u0648 \u0627\u0645\u0644\u0627\u06a9 \u06a9\u0634\u0648\u0631\u060c \u00ab\u06af\u0632\u0627\u0631\u0634 \u062a\u062d\u0644\u06cc\u0644\u06cc \u0628\u0627\u0632\u0627\u0631 \u0645\u0633\u06a9\u0646 \u0648 \u062a\u0623\u062b\u06cc\u0631 \u0648\u0636\u0639\u06cc\u062a \u0633\u0646\u062f \u0628\u0631 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u00bb\u060c \u0645\u0647\u0631 1404<\/span><\/li>\n<\/ul>\n\n<ul>\n<li><span class=\"qwen-markdown-text\">\u0645\u0631\u06a9\u0632 \u0622\u0645\u0627\u0631 \u0627\u06cc\u0631\u0627\u0646\u060c \u00ab\u0622\u0645\u0627\u0631 \u062b\u0628\u062a\u06cc \u0645\u0644\u06a9 \u062f\u0631 \u0634\u0647\u0631\u0647\u0627\u06cc \u0628\u0632\u0631\u06af\u00bb\u060c \u0622\u0628\u0627\u0646 1404<\/span><\/li>\n<li><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i25.40bf5171mv0wqS\"><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i25.40bf5171mv0wqS\">\u062f\u0633\u062a\u0648\u0631\u0627\u0644\u0639\u0645\u0644 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u062a\u06a9\u200c\u0628\u0631\u06af\u060c \u0648\u0632\u0627\u0631\u062a \u062f\u0627\u062f\u06af\u0633\u062a\u0631\u06cc\u060c \u0648\u06cc\u0631\u0627\u06cc\u0634 1403<br \/><\/span><\/span>\n<blockquote class=\"qwen-markdown-blockquote\">\n<p class=\"qwen-markdown-paragraph\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i26.40bf5171mv0wqS\"><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i27.40bf5171mv0wqS\">\u0646\u0648\u0634\u062a\u0647 \u0634\u062f\u0647 \u062a\u0648\u0633\u0637:<\/span><\/strong><br \/><span class=\"qwen-markdown-text\">\u062a\u06cc\u0645 \u0645\u062d\u062a\u0648\u0627\u06cc \u0647\u0648\u0634\u0645\u0646\u062f <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0627\u0633\u0645\u0627\u0631\u062a\u200c\u0648\u0633\u062a<\/span><\/strong> <span class=\"qwen-markdown-text\">\u060c \u062f\u0633\u062a\u06cc\u0627\u0631 \u0647\u0648\u0634 \u0645\u0635\u0646\u0648\u0639\u06cc \u062a\u062e\u0635\u0635\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u062f\u0627\u0631\u0627\u06cc\u06cc \u0648 \u062d\u0642\u0648\u0642 \u0645\u0644\u06a9\u06cc.<\/span><\/p>\n<\/blockquote>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5268a96 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5268a96\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a98495\" data-id=\"2a98495\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-392e7e6 elementor-widget elementor-widget-accordion\" data-id=\"392e7e6\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5991\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5991\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5991\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5991\"><p>\u0648\u0642\u062a\u06cc \u0645\u0644\u06a9 \u0634\u0645\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u062f\u0627\u0631\u062f\u060c \u0645\u0627\u0644\u06a9\u06cc\u062a\u200c\u062a\u0627\u0646 \u0641\u0642\u0637 \u0631\u0648\u06cc \u06cc\u06a9 \u0628\u0631\u06af \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u0646\u06cc\u0633\u062a\u060c \u0628\u0644\u06a9\u0647 \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u062b\u0628\u062a\u06cc \u06a9\u0634\u0648\u0631 \u0628\u0627 \u0634\u0646\u0627\u0633\u0647 \u06cc\u06a9\u062a\u0627 \u062b\u0628\u062a \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n<p>\u0627\u06cc\u0646 \u0642\u0637\u0639\u06cc\u062a \u062d\u0642\u0648\u0642\u06cc\u060c \u0631\u06cc\u0633\u06a9 \u062e\u0631\u06cc\u062f\u0627\u0631 \u0631\u0627 \u067e\u0627\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0622\u0648\u0631\u062f \u0648 \u0628\u0627\u0632\u0627\u0631\u060c \u0627\u06cc\u0646 \u06a9\u0627\u0647\u0634 \u0631\u06cc\u0633\u06a9 \u0631\u0627 \u0628\u0627 \u00ab\u067e\u0631\u062f\u0627\u062e\u062a \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631\u00bb \u0628\u0647 \u0645\u0644\u06a9 \u0633\u0646\u062f\u062f\u0627\u0631 \u062c\u0628\u0631\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5992\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5992\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0622\u06cc\u0627 \u0628\u0627 \u06af\u0631\u0641\u062a\u0646 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u062d\u062a\u0645\u0627 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0645\u0646 \u0628\u0627\u0644\u0627\u062a\u0631 \u0645\u06cc\u200c\u0631\u0648\u062f\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5992\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5992\"><p>\u062f\u0631 \u0627\u063a\u0644\u0628 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0627\u0645\u0644\u0627\u06a9 \u0633\u0646\u062f\u062f\u0627\u0631 \u0646\u0633\u0628\u062a \u0628\u0647 \u0627\u0645\u0644\u0627\u06a9 \u0645\u0634\u0627\u0628\u0647\u0650 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0628\u0627 \u0642\u06cc\u0645\u062a \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0645\u0639\u0627\u0645\u0644\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u060c \u0686\u0648\u0646 \u0631\u06cc\u0633\u06a9 \u062d\u0642\u0648\u0642\u06cc \u0648 \u0627\u062d\u062a\u0645\u0627\u0644 \u06a9\u0644\u0627\u0647\u0628\u0631\u062f\u0627\u0631\u06cc \u06a9\u0645\u062a\u0631 \u0627\u0633\u062a. \u0627\u0644\u0628\u062a\u0647 \u0645\u06cc\u0632\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0628\u0647 \u0645\u0648\u0642\u0639\u06cc\u062a \u0645\u0644\u06a9\u060c \u0645\u062f\u0627\u0631\u06a9\u060c \u0646\u0648\u0639 \u06a9\u0627\u0631\u0628\u0631\u06cc \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0628\u0627\u0632\u0627\u0631 \u0645\u0646\u0637\u0642\u0647\u200c\u0627\u06cc \u0634\u0645\u0627 \u0628\u0633\u062a\u06af\u06cc \u062f\u0627\u0631\u062f \u0648 \u0639\u062f\u062f \u062b\u0627\u0628\u062a\u06cc \u0628\u0631\u0627\u06cc \u0647\u0645\u0647 \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0627\u0639\u0644\u0627\u0645 \u06a9\u0631\u062f.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5993\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5993\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0686\u0642\u062f\u0631 \u0628\u0639\u062f \u0627\u0632 \u06af\u0631\u0641\u062a\u0646 \u0633\u0646\u062f\u060c \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u06cc\u0634\u062a\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5993\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5993\"><p>\u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0645\u06cc\u200c\u06af\u0648\u06cc\u0646\u062f \u00ab\u0633\u0646\u062f\u062f\u0627\u0631 \u0628\u0648\u062f\u0646\u00bb \u06cc\u06a9\u06cc \u0627\u0632 \u0639\u0648\u0627\u0645\u0644 \u0645\u0647\u0645 \u062f\u0631 \u0642\u06cc\u0645\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u0644\u06a9 \u0627\u0633\u062a \u0648 \u0645\u0639\u0645\u0648\u0644\u0627 \u0627\u0645\u0644\u0627\u06a9 \u0633\u0646\u062f\u062f\u0627\u0631 \u0627\u0632 \u0627\u0645\u0644\u0627\u06a9 \u0642\u0648\u0644\u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0645\u0634\u0627\u0628\u0647\u060c \u0686\u0646\u062f \u062f\u0631\u0635\u062f \u062a\u0627 \u062d\u062a\u06cc \u062f\u0647\u200c\u0647\u0627 \u062f\u0631\u0635\u062f \u06af\u0631\u0627\u0646\u200c\u062a\u0631 \u0642\u06cc\u0645\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0627\u06cc\u0646 \u0641\u0627\u0635\u0644\u0647 \u0642\u06cc\u0645\u062a\u06cc \u062f\u0631 \u0634\u0647\u0631\u0647\u0627\u06cc \u0628\u0632\u0631\u06af \u0648 \u0628\u0631\u0627\u06cc \u0627\u0645\u0644\u0627\u06a9 \u0686\u0646\u062f \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0686\u0646\u062f \u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062a\u0641\u0627\u0648\u062a \u0645\u0646\u062c\u0631 \u0634\u0648\u062f\u060c \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u0627\u06af\u0631 \u0645\u0644\u06a9 \u0627\u0632 \u0646\u0638\u0631 \u0645\u062f\u0627\u0631\u06a9 \u0648 \u0645\u0648\u0642\u0639\u06cc\u062a\u060c \u0648\u0636\u0639\u06cc\u062a \u0634\u0641\u0627\u0641\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5994\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5994\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0628\u0631\u0627\u06cc \u06a9\u062f\u0627\u0645 \u0627\u0645\u0644\u0627\u06a9 \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u06af\u0631\u0641\u062a\u061f<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5994\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5994\"><p>\u0628\u0631\u062e\u06cc \u0627\u0645\u0644\u0627\u06a9 \u06a9\u0647 \u0633\u0627\u0628\u0642\u0647 \u062b\u0628\u062a\u06cc \u0645\u0634\u062e\u0635 \u0646\u062f\u0627\u0631\u0646\u062f\u060c \u0631\u0648\u06cc \u0627\u0631\u0627\u0636\u06cc \u062f\u0648\u0644\u062a\u06cc\/\u0645\u0644\u06cc \u0633\u0627\u062e\u062a\u0647 \u0634\u062f\u0647\u200c\u0627\u0646\u062f \u06cc\u0627 \u0645\u0639\u0627\u0631\u0636 \u0648 \u0627\u062e\u062a\u0644\u0627\u0641 \u062d\u0642\u0648\u0642\u06cc \u062c\u062f\u06cc \u062f\u0627\u0631\u0646\u062f\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0641\u0639\u0644\u0627 \u0627\u0645\u06a9\u0627\u0646 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0628\u0631\u0627\u06cc\u0634\u0627\u0646 \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f\u060c \u0642\u0628\u0644 \u0627\u0632 \u0647\u0631 \u0627\u0642\u062f\u0627\u0645\u06cc \u0628\u0627\u06cc\u062f \u0628\u0627 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633 \u0631\u0633\u0645\u06cc \u06cc\u0627 \u0648\u06a9\u06cc\u0644 \u0645\u0644\u06a9\u06cc \u0645\u0634\u0648\u0631\u062a \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0648\u0636\u0639\u06cc\u062a \u062b\u0628\u062a\u06cc\u060c \u0627\u0645\u06a9\u0627\u0646 \u0635\u062f\u0648\u0631 \u0633\u0646\u062f \u0648 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u067e\u0631\u0648\u0646\u062f\u0647 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u062f.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d96314 elementor-widget elementor-widget-spacer\" data-id=\"0d96314\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28ddd64 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28ddd64\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4487408\" data-id=\"4487408\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4e7fc3 elementor-position-inline-end elementor-widget__width-inherit elementor-mobile-position-inline-end elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"a4e7fc3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d9%88%d8%a8%d9%84%d8%a7%da%af\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647 \u0647\u0645\u0647\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"#0063F5\"><\/rect><path d=\"M10 7L5 12L10 17\" stroke=\"white\" stroke-width=\"1.5\" stroke-miterlimit=\"10\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M19 12H5\" stroke=\"white\" stroke-width=\"1.5\" stroke-miterlimit=\"10\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d9%88%d8%a8%d9%84%d8%a7%da%af\/\">\n\t\t\t\t\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647 \u0647\u0645\u0647\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-01b8337\" data-id=\"01b8337\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c2e0824 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c2e0824\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9a7b54\" data-id=\"e9a7b54\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb489bd uael-post__link-complete-yes uael-post__arrow-outside elementor-widget elementor-widget-uael-posts\" data-id=\"bb489bd\" data-element_type=\"widget\" data-settings=\"{&quot;card_slides_to_show&quot;:4,&quot;card_slides_to_show_tablet&quot;:2,&quot;card_slides_to_show_mobile&quot;:1}\" data-widget_type=\"uael-posts.card\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-post__header\">\n\t\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__body\">\n\t\t\t\n\t\t\n\t\t<div class=\"uael-post-grid uael-posts\" data-query-type=\"custom\" data-structure=\"carousel\" data-layout=\"\" data-page=\"2684\" data-skin=\"card\" data-filter-default=\"\" data-offset-top=\"30\" data-post_slider=\"{&quot;slidesToShow&quot;:4,&quot;slidesToScroll&quot;:1,&quot;autoplaySpeed&quot;:5000,&quot;autoplay&quot;:true,&quot;infinite&quot;:true,&quot;pauseOnHover&quot;:true,&quot;speed&quot;:500,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;rtl&quot;:true,&quot;prevArrow&quot;:&quot;&lt;button type=\\&quot;button\\&quot; data-role=\\&quot;none\\&quot; class=\\&quot;slick-prev\\&quot; aria-label=\\&quot;Previous\\&quot; tabindex=\\&quot;0\\&quot; role=\\&quot;button\\&quot;&gt;&lt;i class=\\&quot;fa fa-angle-left\\&quot;&gt;&lt;\\\/i&gt;&lt;\\\/button&gt;&quot;,&quot;nextArrow&quot;:&quot;&lt;button type=\\&quot;button\\&quot; data-role=\\&quot;none\\&quot; class=\\&quot;slick-next\\&quot; aria-label=\\&quot;Next\\&quot; tabindex=\\&quot;0\\&quot; role=\\&quot;button\\&quot;&gt;&lt;i class=\\&quot;fa fa-angle-right\\&quot;&gt;&lt;\\\/i&gt;&lt;\\\/button&gt;&quot;,&quot;responsive&quot;:[{&quot;breakpoint&quot;:1024,&quot;settings&quot;:{&quot;slidesToShow&quot;:2,&quot;slidesToScroll&quot;:2}},{&quot;breakpoint&quot;:767,&quot;settings&quot;:{&quot;slidesToShow&quot;:1,&quot;slidesToScroll&quot;:1}}]}\" data-equal-height=\"yes\" data-post-count=\"6\">\n\n\t\t\t\t\t\t\t<div class=\"uael-post-grid__inner uael-post__columns-4 uael-post__columns-tablet-2 uael-post__columns-mobile-1\">\n\t\t\t\n<div class=\"uael-post-wrapper   \u0646\u06cc\u0631\u0648\u06af\u0627\u0647-\u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \">\n\t<div class=\"uael-post__bg-wrap\">\n\n\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d9%be%d9%86%d9%84-%d9%87%d8%a7%db%8c-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\" class=\"uael-post__complete-box-overlay\" aria-label=\"Link Complete Box\"><\/a>\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-post__noimage\">\n\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d9%be%d9%86%d9%84-%d9%87%d8%a7%db%8c-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\">\n\t\t\t\t\u0627\u0646\u0648\u0627\u0639 \u067e\u0646\u0644\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\u061b \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06a9\u0627\u0645\u0644 2026\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t\u0645\u06cc 10, 2026\t\t<\/span>\n\t\t\t\t<span class=\"uael-post__comments\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-comments\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 192c0-88.4-93.1-160-208-160S0 103.6 0 192c0 34.3 14.1 65.9 38 92-13.4 30.2-35.5 54.2-35.8 54.5-2.2 2.3-2.8 5.7-1.5 8.7S4.8 352 8 352c36.6 0 66.9-12.3 88.7-25 32.2 15.7 70.3 25 111.3 25 114.9 0 208-71.6 208-160zm122 220c23.9-26 38-57.7 38-92 0-66.9-53.5-124.2-129.3-148.1.9 6.6 1.3 13.3 1.3 20.1 0 105.9-107.7 192-240 192-10.8 0-21.3-.8-31.7-1.9C207.8 439.6 281.8 480 368 480c41 0 79.1-9.2 111.3-25 21.8 12.7 52.1 25 88.7 25 3.2 0 6.1-1.9 7.3-4.8 1.3-2.9.7-6.3-1.5-8.7-.3-.3-22.4-24.2-35.8-54.5z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\u0628\u062f\u0648\u0646 \u062f\u06cc\u062f\u06af\u0627\u0647\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__separator\"><\/div>\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d9%be%d9%86%d9%84-%d9%87%d8%a7%db%8c-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\" aria-labelledby=\"uael-post-3548\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-3548>\u0645\u0634\u0627\u0647\u062f\u0647  \u0645\u0637\u0644\u0628<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \u0646\u06cc\u0631\u0648\u06af\u0627\u0647-\u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \">\n\t<div class=\"uael-post__bg-wrap\">\n\n\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%b2%d9%85%db%8c%d9%86-%d9%85%d9%86%d8%a7%d8%b3%d8%a8-%d8%a8%d8%b1%d8%a7%db%8c-%d8%a7%d8%ad%d8%af%d8%a7%d8%ab-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\" class=\"uael-post__complete-box-overlay\" aria-label=\"Link Complete Box\"><\/a>\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap \">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%b2%d9%85%db%8c%d9%86-%d9%85%d9%86%d8%a7%d8%b3%d8%a8-%d8%a8%d8%b1%d8%a7%db%8c-%d8%a7%d8%ad%d8%af%d8%a7%d8%ab-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\" title=\"\u0632\u0645\u06cc\u0646 \u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0627\u062d\u062f\u0627\u062b \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\"><img decoding=\"async\" width=\"2046\" height=\"2046\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56.webp\" class=\"attachment-full size-full wp-image-3383\" alt=\"\u0632\u0645\u06cc\u0646 \u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0627\u062d\u062f\u0627\u062b \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56.webp 2046w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-300x300.webp 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-1024x1024.webp 1024w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-150x150.webp 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-768x768.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-1536x1536.webp 1536w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-600x600.webp 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_154500_compress56-100x100.webp 100w\" sizes=\"(max-width: 2046px) 100vw, 2046px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%b2%d9%85%db%8c%d9%86-%d9%85%d9%86%d8%a7%d8%b3%d8%a8-%d8%a8%d8%b1%d8%a7%db%8c-%d8%a7%d8%ad%d8%af%d8%a7%d8%ab-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\">\n\t\t\t\t\u0632\u0645\u06cc\u0646 \u0645\u0646\u0627\u0633\u0628 \u0628\u0631\u0627\u06cc \u0627\u062d\u062f\u0627\u062b \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t\u0645\u0627\u0631\u0633 18, 2026\t\t<\/span>\n\t\t\t\t<span class=\"uael-post__comments\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-comments\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 192c0-88.4-93.1-160-208-160S0 103.6 0 192c0 34.3 14.1 65.9 38 92-13.4 30.2-35.5 54.2-35.8 54.5-2.2 2.3-2.8 5.7-1.5 8.7S4.8 352 8 352c36.6 0 66.9-12.3 88.7-25 32.2 15.7 70.3 25 111.3 25 114.9 0 208-71.6 208-160zm122 220c23.9-26 38-57.7 38-92 0-66.9-53.5-124.2-129.3-148.1.9 6.6 1.3 13.3 1.3 20.1 0 105.9-107.7 192-240 192-10.8 0-21.3-.8-31.7-1.9C207.8 439.6 281.8 480 368 480c41 0 79.1-9.2 111.3-25 21.8 12.7 52.1 25 88.7 25 3.2 0 6.1-1.9 7.3-4.8 1.3-2.9.7-6.3-1.5-8.7-.3-.3-22.4-24.2-35.8-54.5z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\u0628\u062f\u0648\u0646 \u062f\u06cc\u062f\u06af\u0627\u0647\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__separator\"><\/div>\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/smartvest.ir\/blog\/%d8%b2%d9%85%db%8c%d9%86-%d9%85%d9%86%d8%a7%d8%b3%d8%a8-%d8%a8%d8%b1%d8%a7%db%8c-%d8%a7%d8%ad%d8%af%d8%a7%d8%ab-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\" aria-labelledby=\"uael-post-3526\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-3526>\u0645\u0634\u0627\u0647\u062f\u0647  \u0645\u0637\u0644\u0628<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   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decoding=\"async\" width=\"2046\" height=\"2046\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260315_123409_compress94.webp\" class=\"attachment-full size-full wp-image-3480\" alt=\"\u0627\u062e\u0630 \u0645\u062c\u0648\u0632 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260315_123409_compress94.webp 2046w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260315_123409_compress94-300x300.webp 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260315_123409_compress94-1024x1024.webp 1024w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260315_123409_compress94-150x150.webp 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260315_123409_compress94-768x768.webp 768w, 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0 66.9-12.3 88.7-25 32.2 15.7 70.3 25 111.3 25 114.9 0 208-71.6 208-160zm122 220c23.9-26 38-57.7 38-92 0-66.9-53.5-124.2-129.3-148.1.9 6.6 1.3 13.3 1.3 20.1 0 105.9-107.7 192-240 192-10.8 0-21.3-.8-31.7-1.9C207.8 439.6 281.8 480 368 480c41 0 79.1-9.2 111.3-25 21.8 12.7 52.1 25 88.7 25 3.2 0 6.1-1.9 7.3-4.8 1.3-2.9.7-6.3-1.5-8.7-.3-.3-22.4-24.2-35.8-54.5z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\u0628\u062f\u0648\u0646 \u062f\u06cc\u062f\u06af\u0627\u0647\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__separator\"><\/div>\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d8%ae%d8%b0-%d9%85%d8%ac%d9%88%d8%b2-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c-%d8%a7%d8%b2-%d8%b3%d8%a7%d8%aa%d8%a8%d8%a7\/\" target=\"_self\" aria-labelledby=\"uael-post-3468\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon 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alt=\"\u0627\u06cc\u0646\u0648\u0631\u062a\u0631 \u062f\u0631 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260313_102204_compress0.webp 1023w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260313_102204_compress0-300x300.webp 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260313_102204_compress0-150x150.webp 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260313_102204_compress0-768x768.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260313_102204_compress0-600x600.webp 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260313_102204_compress0-100x100.webp 100w\" sizes=\"(max-width: 1023px) 100vw, 1023px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%db%8c%d9%86%d9%88%d8%b1%d8%aa%d8%b1-%d8%af%d8%b1-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\">\n\t\t\t\t\u0627\u06cc\u0646\u0648\u0631\u062a\u0631 \u062f\u0631 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t\u0645\u0627\u0631\u0633 13, 2026\t\t<\/span>\n\t\t\t\t<span class=\"uael-post__comments\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-comments\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 192c0-88.4-93.1-160-208-160S0 103.6 0 192c0 34.3 14.1 65.9 38 92-13.4 30.2-35.5 54.2-35.8 54.5-2.2 2.3-2.8 5.7-1.5 8.7S4.8 352 8 352c36.6 0 66.9-12.3 88.7-25 32.2 15.7 70.3 25 111.3 25 114.9 0 208-71.6 208-160zm122 220c23.9-26 38-57.7 38-92 0-66.9-53.5-124.2-129.3-148.1.9 6.6 1.3 13.3 1.3 20.1 0 105.9-107.7 192-240 192-10.8 0-21.3-.8-31.7-1.9C207.8 439.6 281.8 480 368 480c41 0 79.1-9.2 111.3-25 21.8 12.7 52.1 25 88.7 25 3.2 0 6.1-1.9 7.3-4.8 1.3-2.9.7-6.3-1.5-8.7-.3-.3-22.4-24.2-35.8-54.5z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\u0628\u062f\u0648\u0646 \u062f\u06cc\u062f\u06af\u0627\u0647\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__separator\"><\/div>\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%db%8c%d9%86%d9%88%d8%b1%d8%aa%d8%b1-%d8%af%d8%b1-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\" target=\"_self\" aria-labelledby=\"uael-post-3360\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-3360>\u0645\u0634\u0627\u0647\u062f\u0647  \u0645\u0637\u0644\u0628<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \u0646\u06cc\u0631\u0648\u06af\u0627\u0647-\u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \">\n\t<div class=\"uael-post__bg-wrap\">\n\n\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d8%b3%d8%aa%d8%a7%d9%86%d8%af%d8%a7%d8%b1%d8%af-%d9%be%d9%86%d9%84-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c-%d8%af%d8%b1-%d8%b3%d8%b7%d8%ad-%d8%ac%d9%87%d8%a7%d9%86%db%8c\/\" target=\"_self\" class=\"uael-post__complete-box-overlay\" aria-label=\"Link Complete Box\"><\/a>\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap \">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d8%b3%d8%aa%d8%a7%d9%86%d8%af%d8%a7%d8%b1%d8%af-%d9%be%d9%86%d9%84-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c-%d8%af%d8%b1-%d8%b3%d8%b7%d8%ad-%d8%ac%d9%87%d8%a7%d9%86%db%8c\/\" target=\"_self\" title=\"\u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u067e\u0646\u0644 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062f\u0631 \u0633\u0637\u062d \u062c\u0647\u0627\u0646\u06cc\"><img loading=\"lazy\" decoding=\"async\" width=\"2046\" height=\"2046\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2.webp\" class=\"attachment-full size-full wp-image-3413\" alt=\"\u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u067e\u0646\u0644 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062f\u0631 \u0633\u0637\u062d \u062c\u0647\u0627\u0646\u06cc\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2.webp 2046w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-300x300.webp 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-1024x1024.webp 1024w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-150x150.webp 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-768x768.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-1536x1536.webp 1536w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-600x600.webp 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260312_232008_compress47-2-100x100.webp 100w\" sizes=\"(max-width: 2046px) 100vw, 2046px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d8%b3%d8%aa%d8%a7%d9%86%d8%af%d8%a7%d8%b1%d8%af-%d9%be%d9%86%d9%84-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c-%d8%af%d8%b1-%d8%b3%d8%b7%d8%ad-%d8%ac%d9%87%d8%a7%d9%86%db%8c\/\" target=\"_self\">\n\t\t\t\t\u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u067e\u0646\u0644 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062f\u0631 \u0633\u0637\u062d \u062c\u0647\u0627\u0646\u06cc\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t\u0645\u0627\u0631\u0633 13, 2026\t\t<\/span>\n\t\t\t\t<span class=\"uael-post__comments\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-comments\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 192c0-88.4-93.1-160-208-160S0 103.6 0 192c0 34.3 14.1 65.9 38 92-13.4 30.2-35.5 54.2-35.8 54.5-2.2 2.3-2.8 5.7-1.5 8.7S4.8 352 8 352c36.6 0 66.9-12.3 88.7-25 32.2 15.7 70.3 25 111.3 25 114.9 0 208-71.6 208-160zm122 220c23.9-26 38-57.7 38-92 0-66.9-53.5-124.2-129.3-148.1.9 6.6 1.3 13.3 1.3 20.1 0 105.9-107.7 192-240 192-10.8 0-21.3-.8-31.7-1.9C207.8 439.6 281.8 480 368 480c41 0 79.1-9.2 111.3-25 21.8 12.7 52.1 25 88.7 25 3.2 0 6.1-1.9 7.3-4.8 1.3-2.9.7-6.3-1.5-8.7-.3-.3-22.4-24.2-35.8-54.5z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\u0628\u062f\u0648\u0646 \u062f\u06cc\u062f\u06af\u0627\u0647\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__separator\"><\/div>\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%d8%b3%d8%aa%d8%a7%d9%86%d8%af%d8%a7%d8%b1%d8%af-%d9%be%d9%86%d9%84-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c-%d8%af%d8%b1-%d8%b3%d8%b7%d8%ad-%d8%ac%d9%87%d8%a7%d9%86%db%8c\/\" target=\"_self\" aria-labelledby=\"uael-post-3410\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-3410>\u0645\u0634\u0627\u0647\u062f\u0647  \u0645\u0637\u0644\u0628<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__footer\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6c93f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6c93f4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d24bce3\" data-id=\"d24bce3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e4e79a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e4e79a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62dea4a\" data-id=\"62dea4a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3527176 elementor-widget elementor-widget-spacer\" data-id=\"3527176\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a32dc7 elementor-widget elementor-widget-spacer\" data-id=\"1a32dc7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4017b0c elementor-widget elementor-widget-text-editor\" data-id=\"4017b0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u0627\u0633\u0645\u0627\u0631\u062a\u200c\u0648\u0650\u0633\u062a \u0631\u0627 \u062f\u0631 \u0634\u0628\u06a9\u0647\u200c\u0647\u0627\u06cc \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u062f\u0646\u0628\u0627\u0644 \u06a9\u0646\u06cc\u062f .<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edf78b3 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"edf78b3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smartvest.ir\/blog\/%d8%b5%d9%81%d8%ad%d9%87-%d8%a7%d8%b5%d9%84%db%8c\/%d8%b4%d8%a8%da%a9%d9%87-%d9%87%d8%a7%db%8c-%d8%a7%d8%ac%d8%aa%d9%85%d8%a7%d8%b9%db%8c-%d8%a7%d8%b3%d9%85%d8%a7%d8%b1%d8%aa-%d9%88%d8%b3%d8%aa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0627\u06cc\u0646\u062c\u0627 \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f9930f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f9930f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a0bd093\" data-id=\"a0bd093\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5c07a93\" data-id=\"5c07a93\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u0641\u0631\u0645 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0631\u0627 \u0627\u0632 \u0637\u0631\u06cc\u0642&nbsp;\u0627\u06cc\u0646 \u0635\u0641\u062d\u0647&nbsp;\u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0646\u06cc\u062f. \ud83d\udd52 \u0632\u0645\u0627\u0646 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0645\u0637\u0627\u0644\u0639\u0647: \u062f\u0642\u06cc\u0642\u0647\ud83d\udcd6 \u062d\u062c\u0645 \u0645\u0642\u0627\u0644\u0647: \u06a9\u0644\u0645\u0647 \u0686\u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0644\u06a9 \u0628\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u0648\u0627\u0642\u0639\u0627\u064b \u0627\u062a\u0641\u0627\u0642 \u0645\u06cc\u200c\u0627\u0641\u062a\u062f\u061f \u0648\u0642\u062a\u06cc \u0645\u0644\u06a9 \u0634\u0645\u0627 \u0633\u0646\u062f \u0631\u0633\u0645\u06cc \u062f\u0627\u0631\u062f\u060c \u0645\u0627\u0644\u06a9\u06cc\u062a\u200c\u062a\u0627\u0646 \u0641\u0642\u0637 \u0631\u0648\u06cc \u06cc\u06a9 \u0628\u0631\u06af \u0642\u0648\u0644\u0646\u0627\u0645\u0647 \u0646\u06cc\u0633\u062a\u060c \u0628\u0644\u06a9\u0647 \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u062b\u0628\u062a\u06cc \u06a9\u0634\u0648\u0631 \u0628\u0627 \u0634\u0646\u0627\u0633\u0647 \u06cc\u06a9\u062a\u0627 \u062b\u0628\u062a \u0634\u062f\u0647 \u0627\u0633\u062a. 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