{"id":3151,"date":"2026-03-08T15:07:20","date_gmt":"2026-03-08T11:37:20","guid":{"rendered":"https:\/\/smartvest.ir\/blog\/?p=3151"},"modified":"2026-03-08T15:07:22","modified_gmt":"2026-03-08T11:37:22","slug":"%d9%81%d8%b1%d8%a7%d8%ae%d9%88%d8%a7%d9%86-%d8%b4%d9%85%d8%a7%d8%b1%d9%87-2-%d8%b3%d8%a7%d8%aa%d8%a8%d8%a7","status":"publish","type":"post","link":"https:\/\/smartvest.ir\/blog\/%d9%81%d8%b1%d8%a7%d8%ae%d9%88%d8%a7%d9%86-%d8%b4%d9%85%d8%a7%d8%b1%d9%87-2-%d8%b3%d8%a7%d8%aa%d8%a8%d8%a7\/","title":{"rendered":"\u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627"},"content":{"rendered":"\n<p style=\"font-size:19px\"><strong>\u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627<\/strong> \u060c \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u0646\u0634\u0639\u0627\u0628\u06cc \u062e\u0627\u0646\u06af\u06cc \u062a\u0627 \u06f2\u06f0\u06f0 \u06a9\u06cc\u0644\u0648\u0648\u0627\u062a\u060c \u0641\u0631\u0635\u062a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 \u0646\u0635\u0628 \u067e\u0646\u0644\u200c\u0647\u0627 \u0631\u0648\u06cc \u0633\u0642\u0641\u060c \u0627\u0628\u062a\u062f\u0627 \u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0628\u0631\u0642 \u0645\u0635\u0631\u0641\u06cc \u062e\u0648\u062f \u0631\u0627 \u06a9\u0627\u0645\u0644\u0627\u064b \u067e\u0648\u0634\u0634 \u062f\u0647\u06cc\u062f \u0648 \u0645\u0627\u0632\u0627\u062f \u062a\u0648\u0644\u06cc\u062f \u0631\u0627 \u0628\u0647 \u0634\u0628\u06a9\u0647 \u0628\u0641\u0631\u0648\u0634\u06cc\u062f.<\/p>\n\n\n\n<p class=\"has-text-align-right\" style=\"font-size:19px\">\u0627\u06cc\u0646 \u0631\u0648\u0634 \u0628\u0647 \u0634\u0645\u0627 \u0627\u0645\u06a9\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9 \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u0647 \u062e\u0631\u062f\u060c \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u0646\u0631\u0698\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0634\u062f\u062a \u06a9\u0627\u0647\u0634 \u062f\u0627\u062f\u0647 \u0648 \u062f\u0631 \u0639\u06cc\u0646 \u062d\u0627\u0644\u060c \u0627\u0632 \u0645\u0632\u0627\u06cc\u0627\u06cc \u062d\u0645\u0627\u06cc\u062a\u06cc \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0628\u0647\u0631\u0647\u200c\u0645\u0646\u062f \u0634\u0648\u06cc\u062f.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:17px\"><strong>938 \u0648\u0627\u0698\u0647\u060c 5 \u062f\u0642\u06cc\u0642\u0647 \u0632\u0645\u0627\u0646 \u062e\u0648\u0627\u0646\u062f\u0646.<br><\/strong><\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-right\"><strong>\u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627<\/strong>\u061b<\/h1>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\"><strong>\u0628\u0647 \u0648\u0628\u0633\u0627\u06cc\u062a \u062a\u06cc\u0645 \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a \u062e\u0648\u0634 \u0622\u0645\u062f\u06cc\u062f<\/strong>\u061b<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"font-size:17px\"><strong>\u0628\u0631\u0627\u06cc \u062e\u0648\u0627\u0646\u062f\u0646 \u0645\u0642\u0627\u0644\u0647 \u0642\u0628\u0644\u06cc :<a href=\"https:\/\/smartvest.ir\/blog\/%d8%aa%d9%81%d8%a7%d9%88%d8%aa-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c-%d8%a2%d9%81-%da%af%d8%b1%db%8c%d8%af-%d8%a2%d9%86-%da%af%d8%b1%db%8c%d8%af\/\"> \u062a\u0641\u0627\u0648\u062a \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0622\u0641 \u06af\u0631\u06cc\u062f \u060c \u0622\u0646\u00a0\u06af\u0631\u06cc\u062f \u0648 \u0647\u06cc\u0628\u0631\u06cc\u062f 1405<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"617\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260308_010151-1024x617.jpg\" alt=\"\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u06a9\u0648\u0686\u06a9\" class=\"wp-image-3170\" style=\"aspect-ratio:1.6596727030215974;width:817px;height:auto\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260308_010151-1024x617.jpg 1024w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260308_010151-300x181.jpg 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260308_010151-768x463.jpg 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260308_010151-600x362.jpg 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260308_010151.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f1. \u0633\u0627\u062a\u0628\u0627 \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u0647 \u0646\u0647\u0627\u062f\u06cc \u0627\u0633\u062a \u0648 \u0646\u0642\u0634 \u0622\u0646 \u062f\u0631 \u062a\u0648\u0633\u0639\u0647 \u0627\u0646\u0631\u0698\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u06cc\u0631\u0627\u0646 \u0686\u06cc\u0633\u062a\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u0633\u0627\u0632\u0645\u0627\u0646 \u0633\u0627\u062a\u0628\u0627\u060c \u0645\u062e\u0641\u0641 <strong>\u0633\u0627\u0632\u0645\u0627\u0646 \u0627\u0646\u0631\u0698\u06cc\u200c\u0647\u0627\u06cc \u062a\u062c\u062f\u06cc\u062f\u067e\u0630\u06cc\u0631 \u0648 \u0628\u0647\u0631\u0647\u200c\u0648\u0631\u06cc \u0627\u0646\u0631\u0698\u06cc \u0628\u0631\u0642<\/strong>\u060c \u0645\u062a\u0648\u0644\u06cc \u0627\u0635\u0644\u06cc \u062a\u0631\u0648\u06cc\u062c \u0648 \u062a\u0648\u0633\u0639\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0645\u0646\u0627\u0628\u0639 \u0627\u0646\u0631\u0698\u06cc \u067e\u0627\u06a9 \u062f\u0631 \u06a9\u0634\u0648\u0631 \u0641\u0639\u0627\u0644\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0633\u0627\u0632\u0645\u0627\u0646 \u0632\u06cc\u0631\u0645\u062c\u0645\u0648\u0639\u0647 \u0648\u0632\u0627\u0631\u062a \u0646\u06cc\u0631\u0648 \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u062f \u0648 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u0627\u0635\u0644\u06cc \u0622\u0646 \u062a\u0633\u0647\u06cc\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0648 \u0646\u0638\u0627\u0631\u062a \u0628\u0631 \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u062a\u0648\u0644\u06cc\u062f \u0628\u0631\u0642 \u0627\u0632 \u0645\u0646\u0627\u0628\u0639\u06cc \u0686\u0648\u0646 \u062e\u0648\u0631\u0634\u06cc\u062f\u060c \u0628\u0627\u062f \u0648 \u0632\u0645\u06cc\u0646\u200c\u06af\u0631\u0645\u0627\u06cc\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0633\u0627\u062a\u0628\u0627 \u0628\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u062c\u0648\u0632\u0647\u0627 \u0648 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u062e\u0631\u06cc\u062f \u062a\u0636\u0645\u06cc\u0646\u06cc \u0628\u0631\u0642\u060c \u0632\u06cc\u0631\u0633\u0627\u062e\u062a\u06cc \u0627\u0645\u0646 \u0628\u0631\u0627\u06cc \u0648\u0631\u0648\u062f \u0628\u062e\u0634 \u062e\u0635\u0648\u0635\u06cc \u0628\u0647 \u0627\u06cc\u0646 \u062d\u0648\u0632\u0647 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f \u0648 \u0639\u0645\u0644\u0627\u064b \u0645\u0633\u06cc\u0631 \u0648\u0631\u0648\u062f \u0627\u0646\u0631\u0698\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062e\u0627\u0646\u06af\u06cc \u0628\u0647 \u0634\u0628\u06a9\u0647 \u0633\u0631\u0627\u0633\u0631\u06cc \u0631\u0627 \u0647\u0645\u0648\u0627\u0631 \u0645\u06cc\u200c\u0633\u0627\u0632\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f2. \u0647\u062f\u0641 \u0627\u0635\u0644\u06cc \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 \u0627\u0632 \u0645\u0646\u0638\u0631 \u062f\u0648\u0644\u062a \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u062e\u0631\u062f \u0686\u0647 \u062a\u0641\u0627\u0648\u062a\u06cc \u062f\u0627\u0631\u062f\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u062f\u0648\u0644\u062a \u0628\u0627 \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 <strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062a\u0648\u0627\u0646 \u062a\u0648\u0644\u06cc\u062f \u067e\u0631\u0627\u06a9\u0646\u062f\u0647 \u0628\u0631\u0642<\/strong> \u062f\u0631 \u06a9\u0634\u0648\u0631 \u0627\u0633\u062a\u061b \u06cc\u0639\u0646\u06cc \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u062f \u062a\u0648\u0644\u06cc\u062f \u0628\u0631\u0642 \u0627\u0632 \u062e\u0648\u062f \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647\u200c\u0647\u0627 \u0634\u0631\u0648\u0639 \u0634\u0648\u062f \u062a\u0627 \u0641\u0634\u0627\u0631 \u06a9\u0645\u062a\u0631\u06cc \u0628\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0628\u0632\u0631\u06af \u0648\u0627\u0631\u062f \u0634\u0648\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u0632 \u062f\u06cc\u062f \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u062e\u0631\u062f\u060c \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u06cc\u06a9 \u0641\u0631\u0635\u062a \u0645\u0633\u062a\u0642\u06cc\u0645 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u0622\u0648\u0631\u062f \u062a\u0627 \u0628\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u06cc\u06a9 <strong>\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062e\u0627\u0646\u06af\u06cc<\/strong> \u06a9\u0648\u0686\u06a9\u060c \u0645\u0627\u0632\u0627\u062f \u0628\u0631\u0642 \u062a\u0648\u0644\u06cc\u062f\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0634\u0628\u06a9\u0647 \u0641\u0631\u0648\u062e\u062a\u0647 \u0648 \u062f\u0631\u0622\u0645\u062f \u0645\u0627\u0647\u0627\u0646\u0647 \u06a9\u0633\u0628 \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u062f\u0631 \u0648\u0627\u0642\u0639\u060c \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0633\u0627\u0632\u0648\u06a9\u0627\u0631 \u0627\u062f\u0627\u0631\u06cc \u0627\u062c\u0631\u0627\u06cc \u0627\u06cc\u0646 \u062a\u0628\u0627\u062f\u0644 \u0631\u0627 \u0645\u0634\u062e\u0635 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/solar-city-1024x683.jpg\" alt=\"\u0634\u0647\u0631\u06a9 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\" class=\"wp-image-3171\" style=\"aspect-ratio:1.4992701068192877;width:799px;height:auto\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/solar-city-1024x683.jpg 1024w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/solar-city-300x200.jpg 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/solar-city-768x512.jpg 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/solar-city-600x400.jpg 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/solar-city.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f3. \u0645\u0631\u0627\u062d\u0644 \u06a9\u0644\u06cc\u062f\u06cc \u06a9\u0647 \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0635\u0644\u0627\u062d\u06cc\u062a\u200c\u062f\u0627\u0631 \u0628\u0627\u06cc\u062f \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u062f\u0631 \u0627\u06cc\u0646 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0637\u06cc \u06a9\u0646\u0646\u062f\u060c \u06a9\u062f\u0627\u0645\u0646\u062f\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0641\u0639\u0627\u0644 \u062f\u0631 \u0632\u0645\u06cc\u0646\u0647 \u0646\u0635\u0628 \u0648 \u0631\u0627\u0647\u200c\u0627\u0646\u062f\u0627\u0632\u06cc \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u062f\u0631 \u0627\u06cc\u0646 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0628\u0627\u06cc\u062f \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0641\u0646\u06cc \u0648 \u0645\u0627\u0644\u06cc \u0645\u0634\u062e\u0635\u06cc \u0631\u0627 \u0628\u0647 \u0633\u0627\u062a\u0628\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0645\u0631\u0627\u062d\u0644 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0634\u0627\u0645\u0644 <strong>\u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0627\u0648\u0644\u06cc\u0647\u060c \u0627\u0631\u0627\u0626\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0641\u0646\u06cc \u062a\u06cc\u0645 \u0627\u062c\u0631\u0627\u06cc\u06cc\u060c \u0627\u062b\u0628\u0627\u062a \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u0645\u0627\u0644\u06cc \u0628\u0631\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627 \u0648 \u0627\u0631\u0627\u0626\u0647 \u0633\u0648\u0627\u0628\u0642 \u0645\u0648\u0641\u0642 \u0646\u0635\u0628 \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u0634\u0627\u0628\u0647<\/strong> \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0633\u0627\u062a\u0628\u0627 \u0628\u0627 \u062f\u0642\u062a\u060c \u0627\u06cc\u0646 \u0645\u062f\u0627\u0631\u06a9 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u0645\u0637\u0645\u0626\u0646 \u0634\u0648\u062f \u0641\u0642\u0637 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u062a\u0648\u0627\u0646\u0645\u0646\u062f\u060c \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627\u06cc \u0646\u0635\u0628 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0627\u0646\u0634\u0639\u0627\u0628\u06cc \u0631\u0627 \u0628\u0647 \u0639\u0647\u062f\u0647 \u0645\u06cc\u200c\u06af\u06cc\u0631\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f4. \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0635\u0644\u0627\u062d\u06cc\u062a \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631 \u062f\u0631 \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 \u0686\u0647 \u062a\u0636\u0645\u06cc\u0646\u200c\u0647\u0627\u06cc\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u0646\u0647\u0627\u06cc\u06cc (\u0645\u0627\u0644\u06a9\u0627\u0646 \u062e\u0627\u0646\u0647\u200c\u0647\u0627) \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u0648\u0642\u062a\u06cc \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u06cc \u0635\u0644\u0627\u062d\u06cc\u062a \u062e\u0648\u062f \u0631\u0627 \u0627\u0632 \u0633\u0627\u062a\u0628\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u0627\u06cc\u0646 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0622\u0646 \u0634\u0631\u06a9\u062a <strong>\u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f\u0647\u0627\u06cc \u0641\u0646\u06cc \u0644\u0627\u0632\u0645<\/strong> \u0628\u0631\u0627\u06cc \u0646\u0635\u0628 \u067e\u0646\u0644\u200c\u0647\u0627 \u0648 \u062a\u062c\u0647\u06cc\u0632\u0627\u062a \u0631\u0627 \u0631\u0639\u0627\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u062a\u0636\u0645\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f \u06a9\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0634\u0645\u0627 \u062f\u0631 <strong>\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062e\u0627\u0646\u06af\u06cc<\/strong>\u060c \u0628\u0627 \u06a9\u06cc\u0641\u06cc\u062a \u0628\u0627\u0644\u0627 \u0648 \u0637\u0628\u0642 \u0646\u0642\u0634\u0647\u200c\u0647\u0627\u06cc \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u0627\u062c\u0631\u0627 \u062e\u0648\u0627\u0647\u062f \u0634\u062f \u0648 \u0627\u0632 \u0646\u0638\u0631 \u0641\u0646\u06cc \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u0634\u0631\u0627\u06cc\u0637 \u0645\u062d\u06cc\u0637\u06cc \u0645\u0642\u0627\u0648\u0645 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0627\u0645\u0631 \u0631\u06cc\u0633\u06a9 \u062e\u0631\u0627\u0628\u06cc \u0632\u0648\u062f\u0647\u0646\u06af\u0627\u0645 \u0633\u06cc\u0633\u062a\u0645 \u0634\u0645\u0627 \u0631\u0627 \u0628\u0647 \u0634\u062f\u062a \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/9b74a4e9-dec6-422e-be3f-3d3198d1c21a.jpg\" alt=\"\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u0627\u0646\u0634\u0639\u0627\u0628\u06cc\" class=\"wp-image-3169\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/9b74a4e9-dec6-422e-be3f-3d3198d1c21a.jpg 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/9b74a4e9-dec6-422e-be3f-3d3198d1c21a-300x300.jpg 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/9b74a4e9-dec6-422e-be3f-3d3198d1c21a-150x150.jpg 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/9b74a4e9-dec6-422e-be3f-3d3198d1c21a-600x600.jpg 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/9b74a4e9-dec6-422e-be3f-3d3198d1c21a-100x100.jpg 100w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f5. \u0633\u0627\u0632\u0648\u06a9\u0627\u0631 \u0645\u0627\u0644\u06cc \u062e\u0631\u06cc\u062f \u0628\u0631\u0642 \u0645\u0627\u0632\u0627\u062f \u062a\u0648\u0644\u06cc\u062f\u06cc \u0627\u0632 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0627\u0646\u0634\u0639\u0627\u0628\u06cc \u062f\u0631 \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 \u0686\u06af\u0648\u0646\u0647 \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u0633\u0627\u062a\u0628\u0627 \u062f\u0631 \u0642\u0627\u0644\u0628 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u062e\u0631\u06cc\u062f \u062a\u0636\u0645\u06cc\u0646\u06cc\u060c \u062a\u0639\u0647\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f \u0628\u0631\u0642 \u062a\u0648\u0644\u06cc\u062f\u06cc \u062a\u0648\u0633\u0637 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9 \u0634\u0645\u0627 \u0631\u0627 \u0628\u0647 \u0642\u06cc\u0645\u062a \u0645\u0634\u062e\u0635\u06cc \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u06a9\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0633\u0627\u0632\u0648\u06a9\u0627\u0631 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0647 \u0635\u0648\u0631\u062a <strong>\u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0644\u0646\u062f\u0645\u062f\u062a (\u0645\u062b\u0644\u0627\u064b \u06f2\u06f0 \u0633\u0627\u0644\u0647)<\/strong> \u062a\u0646\u0638\u06cc\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u062a\u0627 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631 \u062a\u0642\u0648\u06cc\u062a \u0634\u0648\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0634\u0645\u0627 \u0628\u0631\u0642 \u062a\u0648\u0644\u06cc\u062f\u06cc \u0631\u0627 \u0628\u0647 \u0634\u0628\u06a9\u0647 \u062a\u062d\u0648\u06cc\u0644 \u0645\u06cc\u200c\u062f\u0647\u06cc\u062f \u0648 \u0633\u0627\u062a\u0628\u0627 \u06cc\u0627 \u0634\u0631\u06a9\u062a \u062a\u0648\u0632\u06cc\u0639\u060c \u0645\u0628\u0644\u063a \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0627 \u0628\u0631 \u0627\u0633\u0627\u0633 \u06a9\u06cc\u0644\u0648\u0648\u0627\u062a \u0633\u0627\u0639\u062a \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0634\u062f\u0647 \u0628\u0647 \u062d\u0633\u0627\u0628 \u0634\u0645\u0627 \u0648\u0627\u0631\u06cc\u0632 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061b \u0627\u06cc\u0646 \u06cc\u06a9 \u062c\u0631\u06cc\u0627\u0646 \u062f\u0631\u0622\u0645\u062f\u06cc \u067e\u0627\u06cc\u062f\u0627\u0631 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f6. \u062a\u0641\u0627\u0648\u062a\u200c\u0647\u0627\u06cc \u0627\u0633\u0627\u0633\u06cc \u0628\u06cc\u0646 \u0646\u0635\u0628 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u0646\u0634\u0639\u0627\u0628\u06cc \u062a\u062d\u062a \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 \u0648 \u0633\u0627\u06cc\u0631 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0631\u0627\u06cc\u062c \u062a\u0623\u0645\u06cc\u0646 \u0628\u0631\u0642 \u0686\u06cc\u0633\u062a\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u062a\u0641\u0627\u0648\u062a \u0627\u0635\u0644\u06cc \u062f\u0631 <strong>\u0645\u0627\u0647\u06cc\u062a \u062f\u0631\u0622\u0645\u062f\u0632\u0627\u06cc\u06cc \u0648 \u0639\u062f\u0645 \u0648\u0627\u0628\u0633\u062a\u06af\u06cc \u06a9\u0627\u0645\u0644 \u0628\u0647 \u0634\u0628\u06a9\u0647<\/strong> \u0627\u0633\u062a.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u062f\u0631 \u0646\u0635\u0628 \u0627\u0646\u0634\u0639\u0627\u0628\u06cc\u060c \u0634\u0645\u0627 \u0647\u0645\u0686\u0646\u0627\u0646 \u0628\u0631\u0642 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u062e\u0627\u0646\u0647 \u062e\u0648\u062f \u0631\u0627 \u062a\u0623\u0645\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u0627\u0645\u0627 \u062a\u0645\u0627\u0645 \u0645\u0627\u0632\u0627\u062f \u062a\u0648\u0644\u06cc\u062f\u06cc \u0634\u0645\u0627 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0641\u0631\u0648\u062e\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0628\u0631\u062e\u0644\u0627\u0641 \u0646\u0635\u0628 \u0635\u0631\u0641\u0627\u064b \u0628\u0631\u0627\u06cc \u0645\u0635\u0631\u0641 \u062f\u0627\u062e\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0641\u0642\u0637 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u062e\u0631\u06cc\u062f \u0628\u0631\u0642 \u0631\u0627 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0647\u0645\u0686\u0646\u06cc\u0646  \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0633\u0627\u062a\u0628\u0627 \u0645\u0633\u06cc\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc \u0648 \u062a\u0636\u0645\u06cc\u0646\u200c\u0634\u062f\u0647\u200c\u0627\u06cc \u0628\u0631\u0627\u06cc \u0627\u06cc\u0646 \u0641\u0631\u0648\u0634 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u0622\u0648\u0631\u062f \u06a9\u0647 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u063a\u06cc\u0631\u0631\u0633\u0645\u06cc \u06cc\u0627 \u062e\u0648\u062f\u0627\u062a\u06a9\u0627 \u0641\u0627\u0642\u062f \u0622\u0646 \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/30e42482-cc74-4c0e-a8d3-22b8fb6deb2d.jpg\" alt=\"\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 200 \u06a9\u06cc\u0644\u0648\u0648\u0627\u062a\" class=\"wp-image-3173\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/30e42482-cc74-4c0e-a8d3-22b8fb6deb2d.jpg 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/30e42482-cc74-4c0e-a8d3-22b8fb6deb2d-300x300.jpg 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/30e42482-cc74-4c0e-a8d3-22b8fb6deb2d-150x150.jpg 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/30e42482-cc74-4c0e-a8d3-22b8fb6deb2d-600x600.jpg 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/30e42482-cc74-4c0e-a8d3-22b8fb6deb2d-100x100.jpg 100w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f7. \u0634\u0647\u0631\u0648\u0646\u062f\u0627\u0646 \u0639\u0627\u062f\u06cc \u0686\u06af\u0648\u0646\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0632 \u062c\u0632\u0626\u06cc\u0627\u062a \u0641\u0646\u06cc \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0627\u062e\u0630 \u0645\u062c\u0648\u0632 \u0646\u0635\u0628 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062e\u0627\u0646\u06af\u06cc \u0645\u0637\u0644\u0639 \u0634\u0648\u0646\u062f\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u0634\u0647\u0631\u0648\u0646\u062f\u0627\u0646 \u0648 \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646 \u0628\u0627\u06cc\u062f \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0628\u0647 <strong>\u062f\u0633\u062a\u0648\u0631\u0627\u0644\u0639\u0645\u0644\u200c\u0647\u0627\u06cc \u0641\u0646\u06cc \u0648 \u0634\u0631\u0648\u0637 \u0639\u0645\u0648\u0645\u06cc<\/strong> \u06a9\u0647 \u0633\u0627\u062a\u0628\u0627 \u062f\u0631 \u0648\u0628\u200c\u0633\u0627\u06cc\u062a \u0631\u0633\u0645\u06cc \u062e\u0648\u062f \u0645\u0646\u062a\u0634\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u062f\u0633\u062a\u0648\u0631\u0627\u0644\u0639\u0645\u0644\u200c\u0647\u0627 \u0634\u0627\u0645\u0644 \u0645\u0634\u062e\u0635\u0627\u062a \u0641\u0646\u06cc \u067e\u0646\u0644\u200c\u0647\u0627\u06cc \u0645\u062c\u0627\u0632\u060c \u0627\u06cc\u0646\u0648\u0631\u062a\u0631\u0647\u0627\u060c \u0646\u062d\u0648\u0647 \u0627\u062a\u0635\u0627\u0644 \u0628\u0647 \u0634\u0628\u06a9\u0647 \u0641\u0634\u0627\u0631 \u0645\u062a\u0648\u0633\u0637 \u06cc\u0627 \u067e\u0627\u06cc\u06cc\u0646 \u0648 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0641\u0636\u0627\u06cc \u0646\u0635\u0628 \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631 \u062a\u0623\u06cc\u06cc\u062f \u0635\u0644\u0627\u062d\u06cc\u062a \u0634\u062f\u0647\u060c \u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0646\u0628\u0639 \u0628\u0631\u0627\u06cc \u062a\u0631\u062c\u0645\u0647 \u0627\u06cc\u0646 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0641\u0646\u06cc \u0628\u0647 \u06cc\u06a9 \u0637\u0631\u062d \u0627\u062c\u0631\u0627\u06cc\u06cc \u0639\u0645\u0644\u06cc \u0628\u0631\u0627\u06cc \u0645\u0644\u06a9 \u0634\u0645\u0627 \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u06f8. \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u0646\u062a\u0627\u06cc\u062c \u0628\u0644\u0646\u062f\u0645\u062f\u062a \u0627\u062c\u0631\u0627\u06cc \u0645\u0648\u0641\u0642 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 \u0628\u0631 \u0628\u0627\u0632\u0627\u0631 \u0627\u0646\u0631\u0698\u06cc \u0648 \u0627\u0634\u062a\u063a\u0627\u0644\u200c\u0632\u0627\u06cc\u06cc \u062f\u0631 \u062d\u0648\u0632\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0686\u0647 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f\u061f<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u0627\u062c\u0631\u0627\u06cc \u0645\u0648\u0641\u0642 \u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627 <strong>\u0628\u0627\u0639\u062b \u0631\u0648\u0646\u0642 \u0686\u0634\u0645\u06af\u06cc\u0631 \u0628\u0627\u0632\u0627\u0631 \u062a\u062c\u0647\u06cc\u0632\u0627\u062a \u0648 \u0646\u0635\u0628<\/strong> \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0628\u0647 \u0637\u0648\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0645\u0646\u062c\u0631 \u0628\u0647 <strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0641\u0631\u0635\u062a\u200c\u0647\u0627\u06cc \u0634\u063a\u0644\u06cc \u062a\u062e\u0635\u0635\u06cc<\/strong> \u062f\u0631 \u062d\u0648\u0632\u0647 \u0645\u0647\u0646\u062f\u0633\u06cc\u060c \u0646\u0635\u0628 \u0648 \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0645\u06cc\u200c\u06af\u0631\u062f\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u062f\u0631 \u0628\u0644\u0646\u062f \u0645\u062f\u062a  \u062a\u0648\u0632\u06cc\u0639 \u06af\u0633\u062a\u0631\u062f\u0647 \u0627\u06cc\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9\u060c <strong>\u067e\u0627\u06cc\u062f\u0627\u0631\u06cc \u0634\u0628\u06a9\u0647 \u0628\u0631\u0642<\/strong> \u06a9\u0634\u0648\u0631 \u0631\u0627 \u0628\u0647\u0628\u0648\u062f \u0628\u062e\u0634\u06cc\u062f\u0647 \u0648 \u0648\u0627\u0628\u0633\u062a\u06af\u06cc \u0628\u0647 \u0633\u0648\u062e\u062a\u200c\u0647\u0627\u06cc \u0641\u0633\u06cc\u0644\u06cc \u0631\u0627 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f\u061b \u0627\u06cc\u0646 \u06cc\u06a9 \u06af\u0627\u0645 \u0628\u0632\u0631\u06af \u0628\u0647 \u0633\u0648\u06cc \u0627\u0646\u0631\u0698\u06cc \u067e\u0627\u06a9 \u0627\u0633\u062a.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"448\" height=\"448\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/f2ee7d21-176f-435c-9161-d8715ab6320b.jpg\" alt=\"\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0627\u0646\u06af\u06cc\" class=\"wp-image-3175\" style=\"width:758px;height:auto\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/f2ee7d21-176f-435c-9161-d8715ab6320b.jpg 448w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/f2ee7d21-176f-435c-9161-d8715ab6320b-300x300.jpg 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/f2ee7d21-176f-435c-9161-d8715ab6320b-150x150.jpg 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/f2ee7d21-176f-435c-9161-d8715ab6320b-100x100.jpg 100w\" sizes=\"(max-width: 448px) 100vw, 448px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc \u0646\u0647\u0627\u06cc\u06cc:<\/strong><\/h3>\n\n\n\n<p style=\"font-size:17px\">\u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0634\u0645\u0627\u0631\u0647 2 \u0633\u0627\u062a\u0628\u0627\u060c \u067e\u0644\u06cc \u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc\u06a9 \u0645\u06cc\u0627\u0646 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0648 \u0646\u06cc\u0627\u0632 \u06a9\u0634\u0648\u0631 \u0628\u0647 \u062a\u0648\u0644\u06cc\u062f \u0628\u0631\u0642 \u062a\u062c\u062f\u06cc\u062f\u067e\u0630\u06cc\u0631 \u0627\u0633\u062a.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0627\u06cc\u0646 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0628\u0627 \u062a\u0645\u0631\u06a9\u0632 \u0628\u0631 <strong>\u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u062f\u0642\u06cc\u0642 \u0635\u0644\u0627\u062d\u06cc\u062a \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646<\/strong>\u060c \u0627\u0645\u0646\u06cc\u062a \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627\u06cc <strong>\u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062e\u0627\u0646\u06af\u06cc<\/strong> \u0631\u0627 \u062a\u0636\u0645\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<p style=\"font-size:17px\">\u0628\u0627 \u0634\u0631\u06a9\u062a \u062f\u0631 \u0627\u06cc\u0646 \u0641\u0631\u0622\u06cc\u0646\u062f\u060c \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0631\u0627\u0647 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0627\u0632 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u062a\u0627 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0641\u0631\u0648\u0634 \u062a\u0636\u0645\u06cc\u0646\u06cc \u0628\u0631\u0642 \u0645\u0627\u0632\u0627\u062f \u0628\u0647 \u0634\u0628\u06a9\u0647\u060c \u0628\u0647 \u06cc\u06a9 \u0645\u0646\u0628\u0639 \u062f\u0631\u0622\u0645\u062f \u067e\u0627\u06cc\u062f\u0627\u0631 \u062f\u0633\u062a \u06cc\u0627\u0628\u0646\u062f \u0648 \u062f\u0631 \u0639\u06cc\u0646 \u062d\u0627\u0644\u060c \u0628\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u067e\u0627\u06cc\u062f\u0627\u0631\u06cc \u0648 \u06a9\u0627\u0647\u0634 \u0622\u0644\u0648\u062f\u06af\u06cc \u0634\u0628\u06a9\u0647 \u0628\u0631\u0642 \u06a9\u0634\u0648\u0631 \u06a9\u0645\u06a9 \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p><strong>\u0628\u0631\u0627\u06cc \u0646\u0635\u0628 \u0648 \u0631\u0627\u0647\u200c\u0627\u0646\u062f\u0627\u0632\u06cc \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u0634\u0627\u0648\u0631\u0647 \u062a\u062e\u0635\u0635\u06cc\u060c \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0627\u0633\u0645\u0627\u0631\u062a\u202f\u0648\u0633\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f.<br>\u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0631\u0627\u06cc \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0628\u06cc\u0634\u062a\u0631 \u0628\u0647 \u0633\u0627\u06cc\u062a&nbsp;<a href=\"https:\/\/smartvest.ir\/blog\">smartvest.ir<\/a>&nbsp;\u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u06cc\u062f.<\/strong><\/p>\n\n\n\n<p><strong>\u0645\u0627 \u0631\u0627 \u062f\u0631 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