{"id":3446,"date":"2026-03-14T02:15:12","date_gmt":"2026-03-13T22:45:12","guid":{"rendered":"https:\/\/smartvest.ir\/blog\/?p=3446"},"modified":"2026-03-14T12:15:40","modified_gmt":"2026-03-14T08:45:40","slug":"%d9%81%d8%b1%d9%85-%d9%82%d8%b1%d8%a7%d8%b1%d8%af%d8%a7%d8%af-%d9%be%db%8c%d9%85%d8%a7%d9%86%da%a9%d8%a7%d8%b1%d8%a7%d9%86-%d9%88-%d9%85%d8%b4%d8%a7%d9%88%d8%b1%d8%a7%d9%86","status":"publish","type":"post","link":"https:\/\/smartvest.ir\/blog\/%d9%81%d8%b1%d9%85-%d9%82%d8%b1%d8%a7%d8%b1%d8%af%d8%a7%d8%af-%d9%be%db%8c%d9%85%d8%a7%d9%86%da%a9%d8%a7%d8%b1%d8%a7%d9%86-%d9%88-%d9%85%d8%b4%d8%a7%d9%88%d8%b1%d8%a7%d9%86\/","title":{"rendered":"\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0637\u0628\u0642 <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">\u0627\u0637\u0644\u0627\u0639\u06cc\u0647 \u0631\u0633\u0645\u06cc \u0633\u0627\u062a\u0628\u0627<\/mark> \u0628\u0627\u06cc\u062f \u062a\u0648\u0633\u0637 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062a\u06a9\u0645\u06cc\u0644 \u0648 \u0627\u0631\u0633\u0627\u0644 \u0634\u0648\u062f. \u0627\u06cc\u0646 \u0641\u0631\u0645 \u0628\u0631\u0627\u06cc \u0627\u0639\u0644\u0627\u0645 \u0648\u0636\u0639\u06cc\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631 \u0648 \u0645\u0634\u0627\u0648\u0631 \u067e\u0631\u0648\u0698\u0647 \u0627\u0644\u0632\u0627\u0645\u06cc \u0627\u0633\u062a \u0648 \u0628\u0627\u06cc\u062f \u067e\u0633 \u0627\u0632 \u062a\u06a9\u0645\u06cc\u0644\u060c \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0641\u06a9\u0633 \u06cc\u0627 \u062a\u062d\u0648\u06cc\u0644 \u062d\u0636\u0648\u0631\u06cc \u0628\u0647 \u0633\u0627\u062a\u0628\u0627 \u0627\u0631\u0633\u0627\u0644 \u0634\u0648\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0635\u0641\u062d\u0647\u060c \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u062e\u0644\u0627\u0635\u0647 \u0648 \u0634\u0641\u0627\u0641 \u0645\u06cc\u200c\u062e\u0648\u0627\u0646\u06cc\u062f \u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0645\u0634\u0645\u0648\u0644 \u0647\u0633\u062a\u0646\u062f\u060c \u0686\u0647 \u0641\u0631\u0645\u06cc \u0628\u0627\u06cc\u062f \u062a\u06a9\u0645\u06cc\u0644 \u0634\u0648\u062f \u0648 \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u06af\u0648\u0646\u0647 \u0622\u0646 \u0631\u0627 \u0627\u0631\u0633\u0627\u0644 \u06a9\u0646\u06cc\u062f.<\/p>\n<\/blockquote>\n\n\n\n<p><strong>\u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u0645\u0637\u0627\u0644\u0639\u0647: 3 \u062f\u0642\u06cc\u0642\u0647   <\/strong><\/p>\n\n\n\n<p><strong>\u062a\u0627\u0631\u06cc\u062e \u0627\u0646\u062a\u0634\u0627\u0631: 1404\/12\/22<\/strong><br><\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong>\u061b<\/h1>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n<h2 class=\"wp-block-heading\">\u0628\u0647 \u0648\u0628\u0633\u0627\u06cc\u062a \u062a\u06cc\u0645 \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a \u062e\u0648\u0634 \u0622\u0645\u062f\u06cc\u062f\u061b<\/h2>\n<\/blockquote>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u0631\u0627\u06cc \u062e\u0648\u0627\u0646\u062f\u0646 \u0645\u0642\u0627\u0644\u0647 \u0642\u0628\u0644\u06cc:<a href=\"https:\/\/smartvest.ir\/blog\/%d8%a7%db%8c%d9%86%d9%88%d8%b1%d8%aa%d8%b1-%d8%af%d8%b1-%d9%86%db%8c%d8%b1%d9%88%da%af%d8%a7%d9%87-%d8%ae%d9%88%d8%b1%d8%b4%db%8c%d8%af%db%8c\/\"> \u0627\u06cc\u0646\u0648\u0631\u062a\u0631 \u062f\u0631 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/a><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015638_compress61-683x1024.webp\" alt=\"\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\" class=\"wp-image-3450\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015638_compress61-683x1024.webp 683w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015638_compress61-200x300.webp 200w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015638_compress61-768x1152.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015638_compress61-600x900.webp 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015638_compress61.webp 1024w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><figcaption class=\"wp-element-caption\">\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong> \u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/strong>:<\/h2>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-1&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-1-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-1\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0686\u06cc\u0633\u062a\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-1\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-1-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u0641\u0631\u0645\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0633\u0627\u062a\u0628\u0627 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0648\u0636\u0639\u06cc\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u06cc \u0648 \u0645\u0634\u0627\u0648\u0631\u0647\u200c\u0627\u06cc \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u0632 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-2&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-2-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-2\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0628\u0627\u06cc\u062f \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0631\u0627 \u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0646\u0646\u062f\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-2\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-2-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u062a\u0645\u0627\u0645 <strong>\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u06a9\u0647 \u062f\u0627\u0631\u0627\u06cc \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631 \u06cc\u0627 \u0645\u0634\u0627\u0648\u0631 \u0647\u0633\u062a\u0646\u062f.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-3&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-3-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-3\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0627\u06af\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0641\u0639\u0627\u0644 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u0645\u060c \u0628\u0627\u0632 \u0647\u0645 \u0628\u0627\u06cc\u062f \u0641\u0631\u0645 \u0627\u0631\u0633\u0627\u0644 \u0634\u0648\u062f\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-3\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-3-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u0628\u0644\u0647\u060c \u062f\u0631 \u0635\u0648\u0631\u062a \u0646\u062f\u0627\u0634\u062a\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0641\u0639\u0627\u0644 \u0646\u06cc\u0632 \u0648\u0636\u0639\u06cc\u062a \u067e\u0631\u0648\u0698\u0647 \u0628\u0627\u06cc\u062f \u062f\u0631 \u0641\u0631\u0645 \u0645\u0634\u062e\u0635 \u0648 \u0627\u0631\u0633\u0627\u0644 \u0634\u0648\u062f.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-4&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-4-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-4\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0645\u0647\u0644\u062a \u0627\u0631\u0633\u0627\u0644 \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-4\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-4-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u0645\u0647\u0644\u062a \u062f\u0642\u06cc\u0642 \u062f\u0631 \u067e\u06cc\u0627\u0645\u06a9 \u0627\u0631\u0633\u0627\u0644\u06cc \u0633\u0627\u062a\u0628\u0627 \u0628\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631 \u0627\u0639\u0644\u0627\u0645 \u0634\u062f\u0647 \u0648 \u062a\u0648\u0635\u06cc\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0627\u0631\u0633\u0627\u0644 \u0641\u0631\u0645 \u0628\u0647 \u062a\u0639\u0648\u06cc\u0642 \u0646\u06cc\u0641\u062a\u062f.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-5&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-5-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-5\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0641\u0631\u0645 \u062a\u06a9\u0645\u06cc\u0644\u200c\u0634\u062f\u0647 \u0628\u0647 \u06a9\u062c\u0627 \u0627\u0631\u0633\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-5\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-5-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u0628\u0647 <strong>\u062f\u0628\u06cc\u0631\u062e\u0627\u0646\u0647 \u0633\u0627\u062a\u0628\u0627 \u06cc\u0627 \u062f\u0641\u062a\u0631 \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0633\u0627\u062a\u0628\u0627<\/strong>.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-6&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-6-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-6\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0631\u0648\u0634 \u0627\u0631\u0633\u0627\u0644 \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u062a\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-6\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-6-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u0627\u0631\u0633\u0627\u0644 \u0627\u0632 \u0637\u0631\u06cc\u0642 <strong>\u0641\u06a9\u0633 \u0628\u0647 \u0634\u0645\u0627\u0631\u0647 021-88371625<\/strong><\/li>\n\n\n\n<li>\u06cc\u0627 <strong>\u062a\u062d\u0648\u06cc\u0644 \u062d\u0636\u0648\u0631\u06cc<\/strong> \u0628\u0647 \u062f\u0641\u062a\u0631 \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0633\u0627\u062a\u0628\u0627<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-7&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-7-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-7\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">\u0622\u06cc\u0627 \u0627\u0631\u0633\u0627\u0644 \u0627\u06cc\u0645\u06cc\u0644\u06cc \u0641\u0631\u0645 \u0645\u062c\u0627\u0632 \u0627\u0633\u062a\u061f<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-7\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-7-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u0637\u0628\u0642 \u0645\u062a\u0646 \u0627\u0637\u0644\u0627\u0639\u06cc\u0647\u060c \u0641\u0642\u0637 \u0631\u0648\u0634 \u0641\u06a9\u0633 \u06cc\u0627 \u062a\u062d\u0648\u06cc\u0644 \u062d\u0636\u0648\u0631\u06cc \u0645\u0639\u062a\u0628\u0631 \u0627\u0639\u0644\u0627\u0645 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0637\u0644\u0627\u0639\u06cc\u0647 \u0633\u0627\u062a\u0628\u0627 \u062f\u0631\u0628\u0627\u0631\u0647 \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong><\/h2>\n\n\n\n<p><strong>\u0627\u0637\u0644\u0627\u0639\u06cc\u0647 \u0633\u0627\u062a\u0628\u0627 \u062f\u0631\u0628\u0627\u0631\u0647 \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u0628\u0647 \u0645\u0646\u0638\u0648\u0631 \u0628\u0631\u0631\u0633\u06cc \u0648\u0636\u0639\u06cc\u062a \u0627\u062c\u0631\u0627\u06cc\u06cc \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0648 \u0628\u0647\u200c \u0631\u0648\u0632\u0631\u0633\u0627\u0646\u06cc \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0627\u06cc\u0646 \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627 \u0645\u0646\u062a\u0634\u0631 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0633\u0627\u0632\u0645\u0627\u0646 \u0627\u0646\u0631\u0698\u06cc\u200c\u0647\u0627\u06cc \u062a\u062c\u062f\u06cc\u062f\u067e\u0630\u06cc\u0631 \u0648 \u0628\u0647\u0631\u0647\u200c \u0648\u0631\u06cc \u0627\u0646\u0631\u0698\u06cc \u0628\u0631\u0642 (\u0633\u0627\u062a\u0628\u0627) \u0627\u0632 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 <strong>\u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a \u06a9\u0647 <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u0631\u0627 \u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0631\u062f\u0647 \u0648 \u0637\u0628\u0642 \u062f\u0633\u062a\u0648\u0631\u0627\u0644\u0639\u0645\u0644 \u0627\u0639\u0644\u0627\u0645\u200c\u0634\u062f\u0647 \u0627\u0631\u0633\u0627\u0644 \u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p>\u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u06cc\u0647\u060c \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646\u06cc \u06a9\u0647 \u062f\u0631 \u062d\u0627\u0644 \u0627\u062c\u0631\u0627\u06cc \u067e\u0631\u0648\u0698\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0647\u0633\u062a\u0646\u062f \u06cc\u0627 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc\u06cc \u0628\u0627 \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u062f\u0627\u0631\u0646\u062f\u060c \u0628\u0627\u06cc\u062f \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0648\u0636\u0639\u06cc\u062a \u0627\u06cc\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627 \u0631\u0627 \u062f\u0631 \u0642\u0627\u0644\u0628 <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u062b\u0628\u062a \u0648 \u0628\u0647 \u0633\u0627\u062a\u0628\u0627 \u0627\u0631\u0633\u0627\u0644 \u06a9\u0646\u0646\u062f. \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0628\u0647 \u0633\u0627\u062a\u0628\u0627 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u062f\u06cc\u062f \u062f\u0642\u06cc\u0642\u200c\u062a\u0631\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 \u0631\u0648\u0646\u062f \u0627\u062c\u0631\u0627\u06cc \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062f\u0631 \u06a9\u0634\u0648\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<p>\u0628\u0647 \u06af\u0641\u062a\u0647 \u0633\u0627\u062a\u0628\u0627\u060c \u0647\u062f\u0641 \u0627\u0632 \u062c\u0645\u0639\u200c\u0622\u0648\u0631\u06cc \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a\u060c \u067e\u0627\u06cc\u0634 \u0628\u0647\u062a\u0631 \u067e\u06cc\u0634\u0631\u0641\u062a \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627 \u0648 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u062f\u0642\u06cc\u0642\u200c\u062a\u0631 \u0628\u0631\u0627\u06cc \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u0633\u062a. \u0647\u0645\u0627\u0646\u200c\u0637\u0648\u0631 \u06a9\u0647 \u062f\u0631 \u0645\u062a\u0646 \u0627\u0637\u0644\u0627\u0639\u06cc\u0647 \u0627\u0634\u0627\u0631\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00ab\u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0628\u0631\u0627\u06cc \u067e\u0627\u06cc\u0634 \u0648\u0636\u0639\u06cc\u062a \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627 \u0648 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.\u00bb<\/p>\n<\/blockquote>\n\n\n\n<p>\u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u062a\u0648\u0635\u06cc\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062f\u0631 \u0635\u0648\u0631\u062a \u062f\u0631\u06cc\u0627\u0641\u062a \u067e\u06cc\u0627\u0645\u06a9 \u0627\u0637\u0644\u0627\u0639\u200c\u0631\u0633\u0627\u0646\u06cc \u06cc\u0627 \u0645\u0634\u0627\u0647\u062f\u0647 \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u06cc\u0647\u060c <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u0631\u0627 \u062f\u0631 \u0627\u0633\u0631\u0639 \u0648\u0642\u062a \u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0631\u062f\u0647 \u0648 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0627\u0639\u0644\u0627\u0645\u200c\u0634\u062f\u0647 \u0628\u0631\u0627\u06cc \u0633\u0627\u062a\u0628\u0627 \u0627\u0631\u0633\u0627\u0644 \u06a9\u0646\u0646\u062f \u062a\u0627 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u067e\u0631\u0648\u0698\u0647 \u0622\u0646\u200c\u0647\u0627 \u062f\u0631 \u0641\u0631\u0622\u06cc\u0646\u062f \u0628\u0631\u0631\u0633\u06cc \u0648 \u067e\u0627\u06cc\u0634 \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627 \u062b\u0628\u062a \u0634\u0648\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062c\u062f\u0648\u0644 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0627\u0635\u0644\u06cc \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0634\u0631\u062d<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0639\u0646\u0648\u0627\u0646 <\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0633\u0627\u062a\u0628\u0627<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0645\u0631\u062c\u0639 \u0635\u0627\u062f\u0631\u06a9\u0646\u0646\u062f\u0647<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0645\u062e\u0627\u0637\u0628<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0648\u0636\u0639\u06cc\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0627\u0642\u062f\u0627\u0645 \u0627\u0644\u0632\u0627\u0645\u06cc<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0641\u0631\u0645 \u067e\u06cc\u0648\u0633\u062a \u0627\u0637\u0644\u0627\u0639\u06cc\u0647 \u0633\u0627\u062a\u0628\u0627<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0645\u062f\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0641\u06a9\u0633 \u06cc\u0627 \u062a\u062d\u0648\u06cc\u0644 \u062d\u0636\u0648\u0631\u06cc<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0631\u0648\u0634 \u0627\u0631\u0633\u0627\u0644<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u062f\u0628\u06cc\u0631\u062e\u0627\u0646\u0647 \u0633\u0627\u062a\u0628\u0627 \/ \u062f\u0641\u062a\u0631 \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0648\u0627\u062d\u062f \u062f\u0631\u06cc\u0627\u0641\u062a\u200c\u06a9\u0646\u0646\u062f\u0647<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0634\u0645\u0627\u0631\u0647 \u0641\u06a9\u0633<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u06f0\u06f2\u06f1-\u06f8\u06f8\u06f3\u06f7\u06f1\u06f6\u06f2\u06f5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015643_compress39.webp\" alt=\"\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc\" class=\"wp-image-3452\" srcset=\"https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015643_compress39.webp 768w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015643_compress39-300x300.webp 300w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015643_compress39-150x150.webp 150w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015643_compress39-600x600.webp 600w, https:\/\/smartvest.ir\/blog\/wp-content\/uploads\/2026\/03\/IMG_20260314_015643_compress39-100x100.webp 100w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><figcaption class=\"wp-element-caption\">\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0686\u0631\u0627 \u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0627\u0647\u0645\u06cc\u062a \u062f\u0627\u0631\u062f\u061f<\/strong><\/h2>\n\n\n\n<p>\u062a\u06a9\u0645\u06cc\u0644 <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0631\u0627\u062d\u0644 \u0645\u0647\u0645 \u0627\u062f\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0641\u0631\u0645 \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u0627\u0646\u0631\u0698\u06cc\u200c\u0647\u0627\u06cc \u062a\u062c\u062f\u06cc\u062f\u067e\u0630\u06cc\u0631 \u0648 \u0628\u0647\u0631\u0647\u200c\u0648\u0631\u06cc \u0627\u0646\u0631\u0698\u06cc \u0628\u0631\u0642 (\u0633\u0627\u062a\u0628\u0627) \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u0648\u0636\u0639\u06cc\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc\u06cc \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f\u0647 \u0648 \u062a\u0635\u0648\u06cc\u0631 \u062f\u0642\u06cc\u0642\u200c\u062a\u0631\u06cc \u0627\u0632 \u0631\u0648\u0646\u062f \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062f\u0631 \u06a9\u0634\u0648\u0631 \u0628\u0647 \u062f\u0633\u062a \u0622\u0648\u0631\u062f. \u0627\u0631\u0633\u0627\u0644 \u0628\u0647\u200c\u0645\u0648\u0642\u0639 \u0648 \u0635\u062d\u06cc\u062d <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0634\u0641\u0627\u0641\u200c\u0633\u0627\u0632\u06cc \u0648\u0636\u0639\u06cc\u062a \u067e\u0631\u0648\u0698\u0647\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0628\u0631\u0648\u0632 \u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u062f\u0627\u0631\u06cc \u06cc\u0627 \u062a\u0623\u062e\u06cc\u0631 \u062f\u0631 \u0641\u0631\u0622\u06cc\u0646\u062f\u0647\u0627\u06cc \u0628\u0639\u062f\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u06a9\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u062a\u0648\u0642\u0641 \u06cc\u0627 \u0627\u0628\u0647\u0627\u0645 \u062f\u0631 \u0648\u0636\u0639\u06cc\u062a \u067e\u0631\u0648\u0698\u0647<\/strong><\/h3>\n\n\n\n<p>\u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u062f\u0644\u0627\u06cc\u0644 \u062a\u06a9\u0645\u06cc\u0644 <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong> \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u0627\u06cc\u062c\u0627\u062f \u0627\u0628\u0647\u0627\u0645 \u062f\u0631 \u0648\u0636\u0639\u06cc\u062a \u0627\u062c\u0631\u0627\u06cc\u06cc \u067e\u0631\u0648\u0698\u0647 \u0627\u0633\u062a. \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u067e\u0631\u0648\u0698\u0647 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0631\u0633\u0645\u06cc \u0628\u0647 \u0633\u0627\u062a\u0628\u0627 \u0627\u0639\u0644\u0627\u0645 \u0634\u0648\u062f\u060c \u0628\u0631\u0631\u0633\u06cc \u067e\u0631\u0648\u0646\u062f\u0647 \u067e\u0631\u0648\u0698\u0647 \u0628\u0627 \u0633\u0631\u0639\u062a \u0648 \u062f\u0642\u062a \u0628\u06cc\u0634\u062a\u0631\u06cc \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0627\u062d\u062a\u0645\u0627\u0644 \u062a\u0648\u0642\u0641 \u06cc\u0627 \u0627\u06cc\u062c\u0627\u062f \u0648\u0642\u0641\u0647 \u062f\u0631 \u0631\u0648\u0646\u062f \u0627\u062f\u0627\u0631\u06cc \u067e\u0631\u0648\u0698\u0647 \u06a9\u0627\u0647\u0634 \u067e\u06cc\u062f\u0627 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0634\u0641\u0627\u0641\u200c \u0633\u0627\u0632\u06cc \u0648\u0636\u0639\u06cc\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc\u06cc<\/strong><\/h3>\n\n\n\n<p>\u0628\u0627 \u062a\u06a9\u0645\u06cc\u0644 <strong>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc<\/strong>\u060c \u0648\u0636\u0639\u06cc\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0627\u062c\u0631\u0627\u06cc \u0646\u06cc\u0631\u0648\u06af\u0627\u0647\u060c \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 EPC \u06cc\u0627 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u067e\u0631\u0648\u0698\u0647 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0634\u0641\u0627\u0641 \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0647 \u0633\u0627\u062a\u0628\u0627 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u062f\u0631\u06a9 \u062f\u0642\u06cc\u0642\u200c\u062a\u0631\u06cc \u0627\u0632 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\u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631 \u06cc\u0627 \u0634\u0631\u06a9\u062a EPC \u0648\u0627\u06af\u0630\u0627\u0631 \u0634\u062f\u0647 \u0628\u0627\u0634\u062f\u060c \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0627\u06cc\u0646 \u0634\u0631\u06a9\u062a \u0646\u06cc\u0632 \u062f\u0631 \u0641\u0631\u0645 \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0634\u0627\u0645\u0644 \u0646\u0627\u0645 \u0634\u0631\u06a9\u062a \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u060c \u0646\u0648\u0639 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u062c\u0631\u0627\u06cc\u06cc \u0648 \u06af\u0627\u0647\u06cc \u0645\u062d\u062f\u0648\u062f\u0647 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631 \u062f\u0631 \u067e\u0631\u0648\u0698\u0647 \u0627\u0633\u062a. \u062b\u0628\u062a \u0627\u06cc\u0646 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\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0628\u0631\u0648\u0632 \u062a\u0623\u062e\u06cc\u0631 \u062f\u0631 \u0628\u0631\u0631\u0633\u06cc \u0648\u0636\u0639\u06cc\u062a \u067e\u0631\u0648\u0698\u0647\u060c \u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u062f\u0627\u0631\u06cc \u06cc\u0627 \u0627\u0628\u0647\u0627\u0645 \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u06a9\u0646\u062f \u0648 \u0631\u0648\u0646\u062f \u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0627 \u0633\u0627\u062a\u0628\u0627 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0627\u062f\u0627\u0645\u0647 \u0645\u0631\u0627\u062d\u0644 \u062a\u0648\u0633\u0639\u0647 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u062a\u0633\u0647\u06cc\u0644 \u06a9\u0646\u062f.<\/p>\n\n\n\n<p>\u0631\u0627\u0647\u06a9\u0627\u0631\u0647\u0627\u06cc <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">\u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a<\/mark> \u0628\u0627 \u062a\u0645\u0631\u06a9\u0632 \u0628\u0631 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0647\u0648\u0634\u0645\u0646\u062f \u0627\u0646\u0631\u0698\u06cc\u060c \u0627\u0645\u06a9\u0627\u0646 \u06a9\u0627\u0647\u0634 \u0645\u0635\u0631\u0641 \u0628\u0631\u0642\u060c \u0628\u0647\u0628\u0648\u062f \u0639\u0645\u0644\u06a9\u0631\u062f \u0633\u06cc\u0633\u062a\u0645 \u0631\u0648\u0634\u0646\u0627\u06cc\u06cc \u0648 \u06a9\u0627\u0647\u0634 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p><strong><strong>\u0628\u0631\u0627\u06cc \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0631\u0627\u0647\u06a9\u0627\u0631\u0647\u0627\u06cc \u0647\u0648\u0634\u0645\u0646\u062f \u0627\u0633\u0645\u0627\u0631\u062a \u0648\u0633\u062a \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u0634\u0627\u0648\u0631\u0647 \u062a\u062e\u0635\u0635\u06cc\u060c \u0647\u0645\u06cc\u0646 \u062d\u0627\u0644\u0627 <\/strong>\u0627\u0642\u062f\u0627\u0645 \u06a9\u0646\u06cc\u062f: <a href=\"http:\/\/smartvest.ir\">smartvest.ir<\/a><\/strong><\/p>\n\n\n\n<p><strong>\u0645\u0627 \u0631\u0627 \u062f\u0631 \u0627\u06cc\u0646\u0633\u062a\u0627\u06af\u0631\u0627\u0645 \u062f\u0646\u0628\u0627\u0644 \u06a9\u0646\u06cc\u062f:<a href=\"https:\/\/www.instagram.com\/smartvest.ir\">&nbsp;smartvest.ir@<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0641\u0631\u0645 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u067e\u06cc\u0645\u0627\u0646\u06a9\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0646\u06cc\u0631\u0648\u06af\u0627\u0647 \u062e\u0648\u0631\u0634\u06cc\u062f\u06cc \u0637\u0628\u0642 \u0627\u0637\u0644\u0627\u0639\u06cc\u0647 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